Question 3 - Hon Judith Collins to the Minister of Housing and Urban Development

Paula Bennett. It wasn't necessary
and the minister should

Paula Bennett. It wasn't necessary
and the minister should remember he

and the minister should remember he
is

and the minister should remember he
is answering for

and the minister should remember he
is answering for

and the minister should remember he
is answering for the

and the minister should remember he
is answering for the PM,

and the minister should remember he
is answering for the PM,

and the minister should remember he
is answering for the PM, who told

and the minister should remember he
is answering for the PM, who told

is answering for the PM, who told us
of her kind approach.

is answering for the PM, who told us
of her kind approach.

is answering for the PM, who told us
of her kind approach. Question

3.

3.

My

My

My question is to the

My question is to the

My question is to the Minister of
Housing and

My question is to the Minister of
Housing and

My question is to the Minister of

he stand by all his statements and
actions

I

I

I stand by

I stand by

I stand by our actions

I stand by our actions

I stand by our actions in building

I stand by our actions in building

I stand by our actions in building
modest homes for

I stand by our actions in building
modest homes for

modest homes for New Zealanders,
with our

modest homes for New Zealanders,
with our

modest homes for New Zealanders,
with our first homes

modest homes for New Zealanders,
with our first homes

with our first homes under
construction. I stand

with our first homes under
construction. I stand by

construction. I stand by my
statements.

construction. I stand by my
statements. What

construction. I stand by my
statements. What assurances can

construction. I stand by my
statements. What assurances can

construction. I stand by my
statements. What assurances can he

statements. What assurances can he
give new KiwiBuild

statements. What assurances can he
give new KiwiBuild

statements. What assurances can he
give new KiwiBuild buyers that

statements. What assurances can he
give new KiwiBuild buyers that

statements. What assurances can he
give new KiwiBuild buyers that if a

give new KiwiBuild buyers that if a
neighbouring

give new KiwiBuild buyers that if a
neighbouring Housing New Zealand

give new KiwiBuild buyers that if a
neighbouring Housing New Zealand

neighbouring Housing New Zealand
tenant

neighbouring Housing New Zealand
tenant undertakes

tenant undertakes antisocial
behaviour that

tenant undertakes antisocial
behaviour that

tenant undertakes antisocial
behaviour that the

behaviour that the Housing New
Zealand

behaviour that the Housing New
Zealand

behaviour that the Housing New
Zealand tenant

behaviour that the Housing New

behaviour that the Housing New

Well, people all over this country
of

Well, people all over this country
of different

Well, people all over this country
of different

Well, people all over this country
of different persuasions

Well, people all over this country
of different persuasions and colours

of different persuasions and colours
of different persuasions and colours

of different persuasions and colours
and tendencies all live

of different persuasions and colours
and tendencies all live

of different persuasions and colours
and tendencies all live together in

of different persuasions and colours
and tendencies all live together in

and tendencies all live together in
diverse communities

and tendencies all live together in
diverse communities

diverse communities around this
country. This

diverse communities around this
country. This

diverse communities around this
country. This Government is

diverse communities around this
country. This Government is

diverse communities around this
country. This Government is not

country. This Government is not
going to engage in

country. This Government is not
going to engage in

country. This Government is not
going to engage in the

country. This Government is not
going to engage in the kind of vile

going to engage in the kind of vile
demonising

going to engage in the kind of vile
demonising

going to engage in the kind of vile
demonising of state

going to engage in the kind of vile
demonising of state

going to engage in the kind of vile
demonising of state House

demonising of state House tenants
and

demonising of state House tenants
and

demonising of state House tenants
and stereotyping

demonising of state House tenants
and stereotyping State House tenants

and stereotyping State House tenants
and stereotyping State House tenants

and stereotyping State House tenants
to try to

and stereotyping State House tenants
to try to

and stereotyping State House tenants
to try to stigmatise people who

and stereotyping State House tenants
to try to stigmatise people who need

to try to stigmatise people who need
the benefit

to try to stigmatise people who need
the benefit

to try to stigmatise people who need
the benefit and

to try to stigmatise people who need
the benefit and security of tenure

to try to stigmatise people who need
the benefit and security of tenure

the benefit and security of tenure
that only public

the benefit and security of tenure
that only public

that only public housing provides.
Point of

that only public housing provides.
Point of order.

that only public housing provides.
Point of order.

that only public housing provides.
Point of order. A

that only public housing provides.
Point of order. A point of order. I

that only public housing provides.
Point of order. A point of order. I

Point of order. A point of order. I
don't

Point of order. A point of order. I
don't believe

Point of order. A point of order. I
don't believe that the

Point of order. A point of order. I
don't believe that the

don't believe that the minister
addressed the

don't believe that the minister
addressed the

don't believe that the minister
addressed the question to the

don't believe that the minister
addressed the question to the

don't believe that the minister
addressed the question to the point

addressed the question to the point
of antisocial behaviour. I

addressed the question to the point
of antisocial behaviour. I

addressed the question to the point
of antisocial behaviour. I did

of antisocial behaviour. I did not
raise issues

of antisocial behaviour. I did not
raise issues

of antisocial behaviour. I did not
raise issues of

of antisocial behaviour. I did not
raise issues of ethnicity or

of antisocial behaviour. I did not
raise issues of ethnicity or

raise issues of ethnicity or
diversity, I

raise issues of ethnicity or
diversity, I

raise issues of ethnicity or
diversity, I raised

raise issues of ethnicity or
diversity, I raised a

raise issues of ethnicity or
diversity, I raised a point

raise issues of ethnicity or
diversity, I raised a point

diversity, I raised a point about
antisocial behaviour.

diversity, I raised a point about
antisocial behaviour. Yes,

diversity, I raised a point about
antisocial behaviour. Yes, I

diversity, I raised a point about
antisocial behaviour. Yes, I think

antisocial behaviour. Yes, I think
buried in the

antisocial behaviour. Yes, I think
buried in the

antisocial behaviour. Yes, I think
buried in the rhetoric

buried in the rhetoric was an
buried in the rhetoric was an

buried in the rhetoric was an
answer. When

buried in the rhetoric was an
answer. When he discussed

buried in the rhetoric was an
answer. When he discussed

buried in the rhetoric was an
answer. When he discussed with banks

buried in the rhetoric was an
answer. When he discussed with banks

answer. When he discussed with banks
about

answer. When he discussed with banks
about changing

answer. When he discussed with banks
about changing their

answer. When he discussed with banks
about changing their lending

about changing their lending
criteria to make

about changing their lending
criteria to make

about changing their lending
criteria to make it easier

about changing their lending
criteria to make it easier

about changing their lending
criteria to make it easier for

criteria to make it easier for
property developers

criteria to make it easier for
property developers

criteria to make it easier for
property developers and builders

criteria to make it easier for
property developers and builders

buyers of KiwiBuild to borrow, what
buyers of KiwiBuild to borrow, what

buyers of KiwiBuild to borrow, what
was the

buyers of KiwiBuild to borrow, what
was the response

buyers of KiwiBuild to borrow, what
was the response

buyers of KiwiBuild to borrow, what

buyers of KiwiBuild to borrow, what

haven't had discussions with banks
over

haven't had discussions with banks
over changing lending

haven't had discussions with banks
over changing lending practices

over changing lending practices for
KiwiBuild but

over changing lending practices for
KiwiBuild but

over changing lending practices for
KiwiBuild but we have had

over changing lending practices for
KiwiBuild but we have had

over changing lending practices for
KiwiBuild but we have had a number

over changing lending practices for
KiwiBuild but we have had a number

KiwiBuild but we have had a number
of very constructive

KiwiBuild but we have had a number
of very constructive

of very constructive discussions
with

of very constructive discussions
with the

of very constructive discussions
with the financial community

of very constructive discussions
with the financial community

of very constructive discussions
with the financial community about

with the financial community about
improving

with the financial community about
improving lending

with the financial community about
improving lending practices to

with the financial community about
improving lending practices to

improving lending practices to
support offsite manufacturing

improving lending practices to
support offsite manufacturing and,

support offsite manufacturing and,
in

support offsite manufacturing and,
in fact,

support offsite manufacturing and,
in fact,

support offsite manufacturing and,
in fact, lending for

support offsite manufacturing and,
in fact, lending for

developments. Those discussions are
developments. Those discussions are

developments. Those discussions are
ongoing and instructive.

developments. Those discussions are
ongoing and instructive. How

developments. Those discussions are
ongoing and instructive. How does

developments. Those discussions are
ongoing and instructive. How does

ongoing and instructive. How does
the Housing Affordability

ongoing and instructive. How does
the Housing Affordability

the Housing Affordability Measure
released today impact

the Housing Affordability Measure
released today impact

the Housing Affordability Measure
released today impact KiwiBuild. The

the Housing Affordability Measure
released today impact KiwiBuild. The

released today impact KiwiBuild. The
Housing Affordability

released today impact KiwiBuild. The
Housing Affordability

released today impact KiwiBuild. The
Housing Affordability Measure out

Housing Affordability Measure out
today

Housing Affordability Measure out
today shows that more

Housing Affordability Measure out
today shows that more

Housing Affordability Measure out
today shows that more and more

Housing Affordability Measure out
today shows that more and more

today shows that more and more Kiwi
families are locked

today shows that more and more Kiwi
families are locked out

families are locked out of home
families are locked out of home

families are locked out of home
ownership. The

families are locked out of home
ownership. The affordability of

families are locked out of home
ownership. The affordability of

ownership. The affordability of a
first home

ownership. The affordability of a
first home

ownership. The affordability of a
first home worsened in Auckland,

first home worsened in Auckland,
Wellington,

first home worsened in Auckland,
Wellington, Tauranga,

first home worsened in Auckland,
Wellington, Tauranga,

Wellington, Tauranga, Christchurch
and

Wellington, Tauranga, Christchurch
and Hamilton.

Wellington, Tauranga, Christchurch
and Hamilton. Wellington

Wellington, Tauranga, Christchurch
and Hamilton. Wellington

and Hamilton. Wellington was one of
the

and Hamilton. Wellington was one of
the

and Hamilton. Wellington was one of
the worst up

and Hamilton. Wellington was one of

and Hamilton. Wellington was one of

and Hamilton. Wellington was one of

and Hamilton. Wellington was one of

need a massive Government
intervention

need a massive Government
intervention like KiwiBuild to turn

need a massive Government
intervention like KiwiBuild to turn

intervention like KiwiBuild to turn
this around

intervention like KiwiBuild to turn
this around

intervention like KiwiBuild to turn
this around and build modern,

intervention like KiwiBuild to turn
this around and build modern,

this around and build modern,
affordable, starter

this around and build modern,
affordable, starter

this around and build modern,
affordable, starter homes

this around and build modern,
affordable, starter homes for young

this around and build modern,
affordable, starter homes for young

affordable, starter homes for young
families. It

affordable, starter homes for young
families. It

affordable, starter homes for young
families. It will take time...

affordable, starter homes for young
families. It will take time...

Order! Further supplementary. How
will

Order! Further supplementary. How
will KiwiBuild

Order! Further supplementary. How
will KiwiBuild

Order! Further supplementary. How
will KiwiBuild make

Order! Further supplementary. How
will KiwiBuild make housing

will KiwiBuild make housing more

will KiwiBuild make housing more

will KiwiBuild make housing more

will KiwiBuild make housing more

building modest starter hopes for
families

building modest starter hopes for
families who are locked

building modest starter hopes for
families who are locked

building modest starter hopes for
families who are locked out

families who are locked out of home
ownership

families who are locked out of home
ownership across

families who are locked out of home
ownership across New Zealand. We

families who are locked out of home
ownership across New Zealand. We

ownership across New Zealand. We
don't accept that

ownership across New Zealand. We
don't accept that

ownership across New Zealand. We
don't accept that that is a

ownership across New Zealand. We
don't accept that that is a

don't accept that that is a
situation that should

don't accept that that is a
situation that should be

don't accept that that is a
situation that should be allowed to

situation that should be allowed to
situation that should be allowed to

situation that should be allowed to
continue. By increasing

situation that should be allowed to
continue. By increasing the

situation that should be allowed to
continue. By increasing the number

situation that should be allowed to
continue. By increasing the number

continue. By increasing the number
of affordable starter

continue. By increasing the number
of affordable starter

continue. By increasing the number
of affordable starter homes we

continue. By increasing the number
of affordable starter homes we

of affordable starter homes we will
provide young families

of affordable starter homes we will
provide young families

provide young families with the
first

provide young families with the
first

provide young families with the
first step on the

provide young families with the
first step on the

provide young families with the
first step on the ladder and

provide young families with the
first step on the ladder and the

first step on the ladder and the
security that home

first step on the ladder and the
security that home ownership

first step on the ladder and the
security that home ownership brings.

security that home ownership brings.
To

security that home ownership brings.
To

security that home ownership brings.
To the Minister. When

security that home ownership brings.
To the Minister. When he

security that home ownership brings.
To the Minister. When he says

security that home ownership brings.
To the Minister. When he says

To the Minister. When he says that
the Crown

To the Minister. When he says that
the Crown

To the Minister. When he says that
the Crown will partner

To the Minister. When he says that
the Crown will partner

To the Minister. When he says that
the Crown will partner with property

To the Minister. When he says that
the Crown will partner with property

the Crown will partner with property
developers

the Crown will partner with property
developers and

the Crown will partner with property

the Crown will partner with property

the Crown will partner with property

the Crown will partner with property

is the risk shared and what risk is
the

is the risk shared and what risk is
the taxpayer

is the risk shared and what risk is
the taxpayer

is the risk shared and what risk is

is the risk shared and what risk is

is the risk shared and what risk is

good illustration of this approach
is

good illustration of this approach
is the

good illustration of this approach
is the buying

initiative, which I am pleased to
say,

initiative, which I am pleased to
say, over the

initiative, which I am pleased to
say, over the

initiative, which I am pleased to
say, over the last month to,

initiative, which I am pleased to
say, over the last month to,

say, over the last month to, drawn
nearly

say, over the last month to, drawn
nearly

say, over the last month to, drawn
nearly 100 formal

say, over the last month to, drawn
nearly 100 formal

nearly 100 formal submissions from
developers who

nearly 100 formal submissions from
developers who

nearly 100 formal submissions from
developers who want to partner

nearly 100 formal submissions from
developers who want to partner

developers who want to partner with
the

developers who want to partner with
the Government

developers who want to partner with
the Government through KiwiBuild.

the Government through KiwiBuild.
There

the Government through KiwiBuild.
There

the Government through KiwiBuild.
There is every likelihood

the Government through KiwiBuild.
There is every likelihood

the Government through KiwiBuild.
There is every likelihood that this

the Government through KiwiBuild.
There is every likelihood that this

There is every likelihood that this
initiative will

There is every likelihood that this
initiative will

initiative will yield several
thousand

initiative will yield several
thousand

initiative will yield several
thousand KiwiBuild homes over

initiative will yield several
thousand KiwiBuild homes over

thousand KiwiBuild homes over the
next few years.

thousand KiwiBuild homes over the
next few years. By

thousand KiwiBuild homes over the
next few years. By buying

thousand KiwiBuild homes over the
next few years. By buying

next few years. By buying

homes, we will not only speed up
developments

homes, we will not only speed up
developments that are

homes, we will not only speed up
developments that are

developments that are currently
stalled because

developments that are currently
stalled because

developments that are currently
stalled because of a

developments that are currently
stalled because of a

developments that are currently
stalled because of a lack of

developments that are currently
stalled because of a lack of

stalled because of a lack of
liquidity, but

stalled because of a lack of
liquidity, but

stalled because of a lack of
liquidity, but also

stalled because of a lack of
liquidity, but also we

stalled because of a lack of
liquidity, but also we will

liquidity, but also we will
guarantee the

liquidity, but also we will
guarantee the

liquidity, but also we will
guarantee the supply of

liquidity, but also we will
guarantee the supply of

guarantee the supply of affordable
housing that the

guarantee the supply of affordable
housing that the

guarantee the supply of affordable
housing that the market

guarantee the supply of affordable
housing that the market has

guarantee the supply of affordable
housing that the market has so

housing that the market has so
patently failed to

housing that the market has so
patently failed to

housing that the market has so
patently failed to deliver.

housing that the market has so
patently failed to deliver. When

patently failed to deliver. When he
told the

patently failed to deliver. When he
told the

patently failed to deliver. When he
told the Social Services

patently failed to deliver. When he
told the Social Services

told the Social Services select
committee this morning

told the Social Services select
committee this morning

told the Social Services select
committee this morning that

told the Social Services select
committee this morning that he

told the Social Services select
committee this morning that he would

committee this morning that he would

committee this morning that he would

committee this morning that he would

committee this morning that he would

will take on the risk of any future
issue,

will take on the risk of any future
issue, such

will take on the risk of any future
issue, such

will take on the risk of any future
issue, such as

will take on the risk of any future
issue, such as leaky homes

will take on the risk of any future
issue, such as leaky homes or

issue, such as leaky homes or

issue, such as leaky homes or

issue, such as leaky homes or

providing a blank cheque to failing
developers

providing a blank cheque to failing
developers but

providing a blank cheque to failing
developers but

providing a blank cheque to failing
developers but we

providing a blank cheque to failing
developers but we are

providing a blank cheque to failing
developers but we are

developers but we are incentivising
the

developers but we are incentivising
the

developers but we are incentivising
the construction of

developers but we are incentivising
the construction of

developers but we are incentivising
the construction of affordable homes

developers but we are incentivising
the construction of affordable homes

the construction of affordable homes
that

the construction of affordable homes
that that party absolutely

the construction of affordable homes
that that party absolutely

that that party absolutely refused
to do.

that that party absolutely refused

Order! Now the member will answer
the

Order! Now the member will answer
the question. We

Order! Now the member will answer
the question. We

Order! Now the member will answer
the question. We are

Order! Now the member will answer
the question. We are not

Order! Now the member will answer
the question. We are not providing a

the question. We are not providing a
blank

the question. We are not providing a
blank cheque to

the question. We are not providing a
blank cheque to

the question. We are not providing a
blank cheque to developers

the question. We are not providing a
blank cheque to developers for

blank cheque to developers for leaky
homes or

blank cheque to developers for leaky
homes or

blank cheque to developers for leaky
homes or any other

blank cheque to developers for leaky
homes or any other

blank cheque to developers for leaky
homes or any other thing but I

blank cheque to developers for leaky
homes or any other thing but I

homes or any other thing but I will
note

homes or any other thing but I will
note

homes or any other thing but I will
note that

homes or any other thing but I will
note that bindi Norwell of

homes or any other thing but I will
note that bindi Norwell of the

note that bindi Norwell of the real
estate of

note that bindi Norwell of the real
estate of New

note that bindi Norwell of the real
estate of New Zealand

note that bindi Norwell of the real
estate of New Zealand this

estate of New Zealand this morning
welcomed the

estate of New Zealand this morning
welcomed the

estate of New Zealand this morning
welcomed the success

estate of New Zealand this morning
welcomed the success of the

estate of New Zealand this morning
welcomed the success of the

welcomed the success of the buying

welcomed the success of the buying

initiative we need to increase the
supply

initiative we need to increase the
supply of housing.

initiative we need to increase the
supply of housing.

initiative we need to increase the
supply of housing. How

initiative we need to increase the
supply of housing. How does he

initiative we need to increase the
supply of housing. How does he

supply of housing. How does he
propose limiting

supply of housing. How does he
propose limiting

supply of housing. How does he
propose limiting the Crown's

supply of housing. How does he
propose limiting the Crown's

supply of housing. How does he
propose limiting the Crown's shared

propose limiting the Crown's shared
risk with

propose limiting the Crown's shared
risk with

risk with property development
companies

risk with property development
companies

risk with property development
companies if in

risk with property development
companies if in

risk with property development
companies if in the future

risk with property development
companies if in the future the

companies if in the future the
property development company

companies if in the future the
property development company

property development company either
goes

property development company either
propose

property development company either
goes broke or

property development company either
goes broke or is

property development company either
goes broke or is in some other

property development company either
goes broke or is in some other way

goes broke or is in some other way
propose

goes broke or is in some other way

goes broke or is in some other way

hypothetical question but we will be
exercising

hypothetical question but we will be
exercising sound

hypothetical question but we will be
exercising sound

exercising sound commercial
judgement because this

exercising sound commercial
judgement because this

judgement because this Government is
not

judgement because this Government is
not

judgement because this Government is
not prepared to stand by

judgement because this Government is
not prepared to stand by

judgement because this Government is
not prepared to stand by and

judgement because this Government is
not prepared to stand by and see

not prepared to stand by and see the
housing

not prepared to stand by and see the
housing

not prepared to stand by and see the
housing market

housing market fail young Kiwi
families. We're

housing market fail young Kiwi
families. We're

housing market fail young Kiwi
families. We're willing to

housing market fail young Kiwi
families. We're willing to

housing market fail young Kiwi
families. We're willing to roll up

housing market fail young Kiwi
families. We're willing to roll up

families. We're willing to roll up
our sleeves to

families. We're willing to roll up
our sleeves to

families. We're willing to roll up
our sleeves to work

families. We're willing to roll up
our sleeves to work with the

families. We're willing to roll up
our sleeves to work with the

our sleeves to work with the private
sector and

our sleeves to work with the private
sector and build

our sleeves to work with the private
sector and build houses. It is

our sleeves to work with the private
sector and build houses. It is

sector and build houses. It is as
simple as that.

sector and build houses. It is as
simple as that. Question

sector and build houses. It is as
simple as that. Question No. 4.

sector and build houses. It is as
simple as that. Question No. 4.

sector and build

sector and build houses.

sector and build houses. It is as

sector and build houses. It is as

sector and build houses. It is as
simple as that. Question

sector and build houses. It is as
simple as that. Question

sector and build houses. It is as
simple as that. Question No. 4.

My

My question is to

My question is to

My question is to the

My question is to the

Will the Families Package
help

Will the Families Package
help

Will the Families Package
help New Zealanders

Will the Families Package
help New Zealanders

help New Zealanders
meet the cost of

help New Zealanders
meet the cost of

Yes.

Yes. Through

Yes. Through

Yes. Through the

Yes. Through the Families Package

Yes. Through the Families Package

Yes. Through the Families Package
the Government

Yes. Through the Families Package
the Government will

Yes. Through the Families Package
the Government will introduce a

the Government will introduce a
the Government will introduce a

the Government will introduce a
Winter Energy Payment to

the Government will introduce a
Winter Energy Payment to help

Winter Energy Payment to help New
Zealanders on

Winter Energy Payment to help New
Zealanders on fixed

Winter Energy Payment to help New
Zealanders on fixed incomes

Winter Energy Payment to help New
Zealanders on fixed incomes

Zealanders on fixed incomes meet the
extra costs

Zealanders on fixed incomes meet the
extra costs

Zealanders on fixed incomes meet the
extra costs of heating

Zealanders on fixed incomes meet the
extra costs of heating

extra costs of heating their homes
through

extra costs of heating their homes
through

extra costs of heating their homes
through the winter months. It

extra costs of heating their homes
through the winter months. It

through the winter months. It
amounts