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What is it about Jewish people
that make them prosper financially?
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Well, you'll almost never find Jews
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tinkering with their cars on the
weekends or mowing their lungs.
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That's what Daniel Leppin says.
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Very good reason for that.
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And it lies within
the Business Secrets of the Bible.
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Take a look.
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Most everyone would like to have
more wealth and prosperity.
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Few, however, manage to attain it.
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Rabbi Daniel Lapin is
known as America's Rabbi.
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He says financial success is
the result of doing the right things.
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In his new book,
Business Secrets from the Bible,
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Rabbi Lappin uses simple concepts
to help increase income.
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Regardless of your faith.
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They'll change the way you think about
money and help you make more of it.
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To say he's my favorite Rabbi would be
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an understatement,
but he's here with us again.
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It's a pleasure to introduce once again
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to the 700 Club audience
ran by Daniel Lapin.
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Good to see you.
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Fantastic to be together with you again.
Thank you.
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You've written a landmark book.
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It really is a fabulous book.
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It's called Business Secrets in the Bible.
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How come Jewish people don't mow
their own lawns on Saturdays?
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Well, it really comes from the end
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of the Book of Genesis, where Jacob is
147 years old and the time is going by.
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And finally, he's about to be taken
home to his father in heaven.
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And you'd think that after a long
and difficult life,
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he'd gather his sons together
and he'd say, Boys, God bless you.
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I'm gone.
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Instead, he takes 2030
verses giving up Reuben.
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This is your blessing, Simon.
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This is your blessing, Judah.
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This is your blessing.
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In other words, he's laying
the foundation of specialization.
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You're not just one big clump of people.
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Each one of you is going to find the area
in which you can best serve your brethren.
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And this idea,
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which wasn't found in general economics
until the 18th century,
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Adam Smith realized the principle
of specialization lies deeply embedded
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in ancient Jewish Wisdom's,
understanding of the Bible.
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In other words, somebody's got to Cook
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the bread, somebody's
got to make the machine.
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Somebody has to sew the cloth.
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They can't all do it together.
Exactly.
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And it's even more than that, because
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if we each take care of our own needs,
then we don't need one another.
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But since we specialize as part of God's
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plan, the result of that is that I
pray for the welfare of my customers.
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I pray for the welfare of my vendors.
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I pray for the welfare of the people
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who work for me because we're all wrapped
up in this web of interdependency,
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which is exactly what our Father
in heaven wants us to be doing.
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So naturally, when you correctly
in Jewish neighborhoods,
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you do not find Jews lying under
their cars on Sunday afternoon.
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No.
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I pay one of the best mechanics
around to take care of my BMW.
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That's what I do.
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I'd be crazy to take my time doing it.
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Myself.
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Exactly.
I'm taking care of what I can do best,
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and then I'm happy to pay
him for me to mow my lawn.
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I'm the worst lawn mower in the world.
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But the young man who lives down
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the street from me, he's one of the best,
and he's happy to do it.
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I'm happy.
And so it's really important that each one
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of us finds our highest and best way
to serve our fellow human beings,
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which is another way of taking
care of God's other children.
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And that's why we speak of customer
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service and worship service,
because one of the ways of worshiping our
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creator is by taking care
of his other children.
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Is that one of the principles of Jewish
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finances, to look after your customers
and to be one of the great secrets.
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And again, I present 40 secrets in this
book, which is it's not a book about
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investing, because investing,
you already got to have some money.
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It's not a book of getting out of debt
because you want to get out of debt.
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You speak to my friend Dave Ramsey,
but this is about making more money.
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This is about saying, you know what?
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This year I want to make twice as
much money as I made last year.
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Not 100 times, not 50
times, twice as much.
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Is that a biblical
concept of making money?
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Making money?
Yeah.
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Let me put it this way.
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If a young person came to you and said,
look, I can't decide what to do.
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I either want to go into politics.
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Actually, they don't say that I
want to go into public service.
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I always distrust occupations
that need a euphemism.
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Have you noticed?
Right.
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So public service or I'd like to go
into business and make a lot of money.
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Who is better for America?
Who's better for you?
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Who's better for me?
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When somebody tells me he wants to go
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into public service or politics, I think
to myself, ten more fingers in my wallet.
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But when somebody tells me I want to go
into business, then the only way he can
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succeed in business or she is by making
products or services that enhance my life.
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And that's why I say yes.
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I'm not going to say God wants you to be
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rich, but God wants you to be
striving for more money.
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Money is a spiritual
creation of our creator.
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It's not something that just
came about said something here.
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Too, that would surprise most people is
that cities are really a creation of God,
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that men had to get together
in cities. Why was that?
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That's exactly right.
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We find that after Cain kills Abel,
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God gives him the punishment
of isolation from people.
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Basically, you're always going to have
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to keep traveling and things
you plant won't grow.
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And finally he realizes and so
he names his son Enoch.
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And so he took one life.
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He shows that he's atoned.
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He shows God that he understands.
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He brings a new life into the world.
Enoch.
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In Hebrew.
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In the Lord's language,
Enoch means I'm educated, education.
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I've got it.
I caught on what I did wrong.
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And now he builds a city.
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What, for three human beings?
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Well, that's not the point.
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Build it and they will come.
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A city is a glorious place.
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A city is where you've got
the best of everything.
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Sadly, you can also have
the worst of everything.
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If you build your city without God
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in a Godless manner,
you'll have massive problems.
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But a city built basically
as people like Cotton Mather and some
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of the great Christian
leaders of colonial America.
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The city on the Hill.
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If it's that kind of a city, a Godly city,
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it's a city where everybody can make
more money than they can anywhere else.
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You find these principles in Hebrews.
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I know one thing in your book you talk
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about, of course,
the word for hand is yadd.
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And you said a friend.
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Yes, of course.
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Tell me about that.
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Well, what's interesting about that is
that it's curious how throughout Western
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civilization and Western civilization
sprang from the pages of the Bible.
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I mean, obviously what we think of as
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the west is the creation of God's book,
basically God's message to mankind.
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Right.
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And it's funny that the symbol or
action of friendship is shaking hands.
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Why isn't it rubbing elbows or noses
or noses like what's with their hands?
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And one of the fallacious explanations,
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which are debunked,
is that this is because when people used
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to meet on the road,
if they shook hands with one another,
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then they couldn't be
reaching for their sword.
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Well, all I know is I can handle
a knife with my left hand as well.
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Wouldn't that be a surprise for the guy
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whose right hand I'm holding while
I take him out with my left hand?
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It's nonsense, complete nonsense.
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So the reason is because in the Lord's
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language, which people used to all know,
I mean, Hebrew was widely understood.
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That's why I say today
everyone needs a Rabbi, right?
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Because not everyone knows Hebrew
help people along a little bit.
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But when they did, the idea in Hebrew is
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one of the great words in Hebrew for a
friend is Ye did, which is spelt hand.
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Two Hebrew words, basically
two hands clasping becomes.
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And to this day, the picture of clasped
hands is a symbol of friendship.
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What else? Where did the word money come
from? Is that a Hebrew word? Money.
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The word money itself.
Yeah.
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Well, yes, the Hebrew word is counting.
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And Monet is the Hebrew word for CAFO?
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Mona is counting accounting.
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And if you say to anybody counting,
what do you count?
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The first thing you think of,
I think, is you count money.
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Well, you mentioned in your book
that people had to keep accounts,
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that if you're going to succeed,
you don't know where your money is.
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Look, if you want to lose weight,
you've got to keep a record.
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You've got to measure your weight and keep
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records if you want to
become biblical in your money.
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And
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when I travel to churches, Pat,
I got to tell you, my heart breaks when I
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sometimes I speak at 30,
40 churches a year.
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Every now and then I come to a Church
where I see deferred maintenance.
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I see a stressed out pastor who hasn't
been able to pay the mortgage.
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I see members of the Church who just not.
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And for me, it's the greatest blessing.
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It's what my Ministry is all about,
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to bring them business
secrets from the Bible.
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So that when I come back a year later,
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I see a different institution,
a totally different Church.
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The whole idea of knowing how
to do balance sheet accounting.
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You don't have to become a CPA,
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but you do need to be able
to understand financial statements.
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And it's easy to do.
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You just got to be able
to do that's a key.
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I mean, the Jewish person from the Bible
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will always know how to count
his money and know where it was.
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Not only that,
but the Hebrew word for counting.
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Yes.
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Not only means money in the case of Monet,
but each of the four Hebrew words
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that mean counting also means
successful person of accomplishment.
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Tell me about those that are
the successful person.
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Yeah.
In Hebrew, there's a word porcade or how
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about the word nose means to count,
but it's also the same word in the book
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of numbers where Moses appoints
the Princes for each tribe.
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That's exactly the same word.
The Princess.
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So in other words,
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people of accomplishment,
people of achievement,
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people of aristocratic bearing
are all people who can count.
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And that's true in everything.
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I mean, you've got to be able to measure
your achievement, because if you don't,
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the days pass and nothing
gets accomplished.
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That was certainly true with John D.
Rockefeller.
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He was basically an accountant.
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He kept exquisite books.
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Every Penny he spent, everything he
gave away down to the last dime.
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He had it all written
in a book of accounts.
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Yeah, people offered that.
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And he may have been a little extreme,
but then his wealth was also extreme.
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He came to the richest man in the world.
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Yes, exactly right.
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But for most of us,
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the other extreme is more common where
there's no record keeping and no
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meticulous accounting for our time,
for our money, for our achievements.
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It's important.
And that accounts for failure, doesn't it?
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And that's one of the secrets is keeping
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records, not only financial,
but also life records, a Journal.
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There's no word in Hebrew for retirement.
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I told you that, and I'm very pleased.
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Last time we were together, I told you
there's no Hebrew word for retirement.
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The general rule is when there's no Hebrew
word for something, it's a bad idea.
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So, for instance, there's no Hebrew word
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for adolescent, because when you think
about it, adolescent is just somebody
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who wants all the privileges of adulthood
with none of the responsibilities.
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Right.
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So no word for adolescent,
no word for retire.
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And I'm very happy to see that you've
taken that lesson to heart.
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Totally the heart man.
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They won't let me retire.
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I'm trying, but they won't let me.
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Absolutely out of the question.
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But there's no word in Hebrew for it.
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No, there isn't because
it's a bad concept.
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Well, what have we done in our country?
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We have violated that totally to people.
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We've got to pay them on the 65 years old.
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Well, we violated a lot of things
in this country right now.
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For instance,
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there is the implication that if you've
made money, there's something morally
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suspect about you, that somehow
making money is a bad thing.
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There's another word
in Hebrew doesn't exist.
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The word fair
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because you'll hear politicians say, well,
he's rich, he hasn't paid his fair share.
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The funny thing about
fair is it's not defined.
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I would think that when many politicians
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say we want people to pay their fair tax,
they probably mean 100%.
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There is no short of it.
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Fair doesn't mean anything at all.
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Fair is whatever I choose
to want it to mean.
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But there's no word in Hebrew for fair.
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No word for fair.
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There's word for justice.
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Yes, because in the Bible and in biblical
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thinking, agreements
and contracts are sacrosanct.
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They're very important.
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If we shake hands on something that is
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an agreement, but we'd never say,
Pat, I got an idea.
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Why don't we go into business together
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and we'll have a fair equitable
distribution of the profits?
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No, we don't do that.
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We say, here's what it's going to be.
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It's going to be 50% and 50% or
it's going to be 43% and 57%.
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But we don't just use loose and ill
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defined concepts because that creates
bad arrangements, bad relationships.
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What is another key principle
of wealth that you found in the Bible?
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Well, one of the great ones that has
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always served the Jewish people very
successfully and very, very well.
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And I mean, I'm not saying there's no poor
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Jews, but Jews are disproportionately
financially effective.
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And I wanted to bring 40 of the most
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important secrets from
the Bible to everybody.
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One that's beautiful is in the second book
of Kings, the Prophet Elijah is approached
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by a widow who has nothing
and absolutely nothing.
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And he says to her, listen, you've got
to go back and search you in your house.
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She says, I got nothing.
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How many times I have to tell you?
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She says, you got to find something.
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So she finds one teensy wingsy,
little jar of oil, right?
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And then he said, okay,
this is going to work.
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And she says, now go borrow 50 gallon oil
drums from everybody, thousands of them.
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And she becomes the first oil
tycoon in the Middle East.
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Now, this is a miracle.
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It was an absolute miracle once.
It's a miracle.
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Why couldn't Elisha have
poured oil out of his thumb?
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I mean, God can fill thousands of barrels
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of oil from the thumb just as easily
as from a little bottle of oil.
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Yet he made this poor widow go back
and search until she found because each
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and every one of us has
a bottle of oil inside her.
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We have that tiny little reserve.
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We overlook something we
think is insignificant.
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She said, I got nothing.
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He said go back and search
little bottle of oil.
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Oh, that's very significant.
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You got to have something inside you.
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Every one of us has that little
spark of potential.
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That's why it's oil.
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Oil contains energy got packed
chemical energy into oil.
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We've got that inside
each and every one of us.
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That is the kickstart of our
own economic miracles.
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What is the modern state doing to violate
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God's principles and destroying itself
in the process? What do they do?
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You have an hour or two to spend on that?
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Well,
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let's make believe you're Adam Smith
and you wrote your book in two pages.
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A number of things.
One of them, of course,
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is increasing the size of government
and increasing taxation.
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Essentially, that turns
people into slaves.
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Ultimately, the Marxist vision is slavery.
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You work for us, you give everything
to us and we take care of everything.
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We take care of your children's education,
we take care of your retirement.
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We take care of your health care.
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Oh, wait a SEC, we're already there.
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That's exactly what they're doing.
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And they also think they can borrow. What
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about borrowing? What does
the Bible have to say about that?
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Needless to say, a very bad way
to go about doing business.
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It's a very bad way to try and build
a sustainable economy.
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Whether it's an individual
or a family or a nation.
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The borrowing is immoral.
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It's essentially taken
from people who are not yet born.
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But then many of the people who are doing
that are really fairly comfortable
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with taking a lot of things
from the unborn, including their lives.
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Is this book available?
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That book is absolutely available.
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Where can one get copies?
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You can get them anywhere
that books are sold.
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You can also my website,
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which can be found on your
website is you needrabi.com.
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All right.
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And it's available there as well.
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It's a fantastic book.
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You only get it if you want to learn how
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to keep money, make money
and do the biblical way.
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It's called Business Secrets of the Bible.
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Daniel Lapin.