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we cannot factor out a 4 since 15 is not divisible by 4.
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we must factor by grouping. look for 2 numbers whose product equals the product of 4 and -15
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their sum needs to be equal to positive 4
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the first clue is the product of the numbers is negative, so a and b must have different signs
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but a + b is equal to 4
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so, the difference of their absolute values must equal 4
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let's think about all of the factors of -60
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6 band 10 look tantalizing since they are 4 apart
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we want them to add to positive 4, so larger number must be positive
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so, we want positive 10 and negative 6
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now, group first 2 terms
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now, group the second 2 terms. both are divisible by 5
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factor out a 2y
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now, factor out a 5