- Hi, everyone. Sal Khan
here, from Khan Academy.

And I just wanted to
introduce you and welcome you

to our financial literacy course.

Why financial literacy?
Well, money is everywhere.

And if you don't understand money,

it can easily take control of your life.

But if you know what its uses are,

what the pros and what the cons are,

then it becomes a powerful tool for you,

a control over resources.

So as you'll see in this
financial literacy course,

you're going to learn everything

from understanding your
paycheck, to taxes and savings,

and many, many, many very
other important things.

And if it isn't obvious to you

that this is important to
your life, I will tell you

that there's a lot of folks,
some with big salaries,

who end up not having any savings

and having to struggle for money.

And there's other folks who
have maybe more modest means,

but are financially literate,

and are able to save,
who are able to budget,

who are able to think about things

that might happen in their
life and plan accordingly.

And those people are usually just fine.

Now, another aspect of financial literacy,

a lot of people say,

"Well, of course, I
would love to save money,

but that seems so daunting to
try to save a large amount,

so that I could buy a car,

or put a down payment on a
house, or whatever else."

And what you'll see in this course,

and as you go through this course,

it isn't just about information,

it's about thinking about
the world in a different way.

Creating habits,

realizing that if you
create the right habits,

what might seem like a small thing,

spending a few dollars less per day

can add up over time in
very, very, very big ways.

Now, the other thing about this course,

it isn't just videos and articles,

it's also practice,
mastery-based practice,

which means you have as
many chances as you need

and as many items as you need

to really make sure that
you are fluent in the topic.

And that's really important,
because between the videos

where you'll get a
little bit of background,

and the articles, where
you'll also get background,

and the exercises, if you go through this,

I can guarantee you that
you're gonna be able

to look at the world in a
different and very powerful way,

and also help many folks around you.