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- Hi, everyone. Sal Khan[br]here, from Khan Academy.

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And I just wanted to[br]introduce you and welcome you

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to our financial literacy course.

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Why financial literacy?[br]Well, money is everywhere.

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And if you don't understand money,

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it can easily take control of your life.

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But if you know what its uses are,

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what the pros and what the cons are,

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then it becomes a powerful tool for you,

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a control over resources.

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So as you'll see in this[br]financial literacy course,

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you're going to learn everything

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from understanding your[br]paycheck, to taxes and savings,

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and many, many, many very[br]other important things.

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And if it isn't obvious to you

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that this is important to[br]your life, I will tell you

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that there's a lot of folks,[br]some with big salaries,

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who end up not having any savings

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and having to struggle for money.

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And there's other folks who[br]have maybe more modest means,

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but are financially literate,

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and are able to save,[br]who are able to budget,

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who are able to think about things

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that might happen in their[br]life and plan accordingly.

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And those people are usually just fine.

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Now, another aspect of financial literacy,

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a lot of people say,

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"Well, of course, I[br]would love to save money,

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but that seems so daunting to[br]try to save a large amount,

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so that I could buy a car,

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or put a down payment on a[br]house, or whatever else."

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And what you'll see in this course,

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and as you go through this course,

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it isn't just about information,

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it's about thinking about[br]the world in a different way.

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Creating habits,

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realizing that if you[br]create the right habits,

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what might seem like a small thing,

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spending a few dollars less per day

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can add up over time in[br]very, very, very big ways.

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Now, the other thing about this course,

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it isn't just videos and articles,

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it's also practice,[br]mastery-based practice,

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which means you have as[br]many chances as you need

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and as many items as you need

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to really make sure that[br]you are fluent in the topic.

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And that's really important,[br]because between the videos

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where you'll get a[br]little bit of background,

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and the articles, where[br]you'll also get background,

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and the exercises, if you go through this,

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I can guarantee you that[br]you're gonna be able

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to look at the world in a[br]different and very powerful way,

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and also help many folks around you.