WEBVTT 00:00:25.741 --> 00:00:27.726 Hi, my name is Vanessa and I'm 21 years old. 00:00:27.759 --> 00:00:30.301 Hi, my name is Anthony, I'm 22 years old from Houston. 00:00:30.379 --> 00:00:32.119 And this is the Financial Audit. 00:00:33.063 --> 00:00:35.296 THE Financial Audit! 00:00:35.590 --> 00:00:37.001 We'll start with you, Vanessa. 00:00:37.001 --> 00:00:38.528 What do you do for a living at 21? 00:00:38.528 --> 00:00:39.748 I'm a meat wrapper. 00:00:39.808 --> 00:00:42.353 Meat wrapper. Wrapping that meat, that's exciting. 00:00:42.353 --> 00:00:43.962 I bet you love that. So... 00:00:44.055 --> 00:00:45.558 How much do we make doing that? 00:00:46.727 --> 00:00:47.803 An hour, or? 00:00:48.854 --> 00:00:49.587 Yeah, sure. 00:00:49.856 --> 00:00:51.461 16.50 an hour. 00:00:51.611 --> 00:00:53.829 Okay, 16.50 an hour. 00:00:53.829 --> 00:00:55.915 How many hours a week are we working, currently? 00:00:55.915 --> 00:00:56.890 30 to 40. 00:00:56.890 --> 00:01:00.274 30 to 40. How inconsistent? 00:01:03.347 --> 00:01:07.608 Kind of inconsistently. I just started to get into it, so, yeah. 00:01:07.682 --> 00:01:09.064 This is a new job? 00:01:09.072 --> 00:01:10.638 A new position. I've been working at 00:01:10.638 --> 00:01:12.086 the same store for like, over a year now. 00:01:12.394 --> 00:01:13.311 I just transferred. 00:01:14.010 --> 00:01:15.280 And what do you do for a living? 00:01:15.390 --> 00:01:18.201 For right now, I'm a stay-at-home dad, but I... 00:01:18.410 --> 00:01:19.317 You guys have a kid? 00:01:19.317 --> 00:01:20.028 (Both) Yeah. 00:01:20.121 --> 00:01:20.905 Okay. 00:01:21.778 --> 00:01:24.782 I know people used to have kids when they were young. 00:01:24.782 --> 00:01:26.483 I guess it's actually a very normal thing 00:01:26.483 --> 00:01:27.301 For so many people, 00:01:27.301 --> 00:01:29.014 But to me it just blows my mind, 00:01:29.014 --> 00:01:30.280 As a 29 year old who's like, 00:01:30.280 --> 00:01:32.036 I can't even imagine having a kid yet, 00:01:32.036 --> 00:01:34.135 I'm like, "please, I'm just a little baby," 00:01:34.291 --> 00:01:37.658 So, it's like, how the (censored)? Like... 00:01:38.338 --> 00:01:40.822 - (Anthony) Yeah, we're... - Whoo! But, okay. 00:01:40.822 --> 00:01:42.955 Good for you guys. Planned? 00:01:43.614 --> 00:01:45.331 - (Anthony) Hmm... - (Vanessa) No. 00:01:45.331 --> 00:01:47.071 - (Anthony) 50/50. - (Vanessa) We knew what we were doing. 00:01:47.071 --> 00:01:50.560 Okay, you're a professional meat wrapper, you should've wrapped that meat. 00:01:50.560 --> 00:01:54.528 Yeah. That wasn't my job yet. 00:01:54.603 --> 00:01:56.209 (laughs) Not yet, okay. 00:01:56.501 --> 00:01:58.533 Wow. So how old's the kid? 00:01:58.662 --> 00:01:59.446 He's two. 00:01:59.585 --> 00:02:02.003 Woah, so this was— this was young. 00:02:02.419 --> 00:02:04.553 Similar to, like, when my parents had me. 00:02:05.450 --> 00:02:07.957 Okay. Wow. 00:02:08.093 --> 00:02:11.627 So we're relying on the single income of 16.50? 00:02:11.876 --> 00:02:14.161 At, potentially, sometimes 30 hours a week? 00:02:14.629 --> 00:02:16.946 How are we doing off of that? 00:02:17.669 --> 00:02:19.070 We're barely making it. 00:02:19.212 --> 00:02:23.194 I mean, we're still going past it, but it's kind of... 00:02:23.194 --> 00:02:25.259 We don't have no extra money for nothing. 00:02:25.259 --> 00:02:27.521 Yeah. If I need money, I would ask my mom. 00:02:27.521 --> 00:02:29.247 Be like, "Oh, can I borrow this much?" 00:02:29.277 --> 00:02:31.911 Borrow? How much are we borrowing from your mom? 00:02:32.134 --> 00:02:34.471 Right now? I owe her 50. Not much. 00:02:34.471 --> 00:02:35.436 50 dollars? 00:02:35.633 --> 00:02:37.429 But, how often are we doing this? 00:02:38.119 --> 00:02:39.141 Pretty often. 00:02:39.411 --> 00:02:41.491 We're paydaying from our mom? 00:02:42.232 --> 00:02:45.617 Okay. Stay-at-home dad, obviously, okay, we're 00:02:45.904 --> 00:02:49.789 Breaking gender stereotypes, woah! 00:02:51.307 --> 00:02:52.787 Wait, but they're two. 00:02:52.787 --> 00:02:55.694 Okay, I guess we're avoiding daycare. Daycare is expensive. 00:02:56.748 --> 00:03:00.406 Why is the stay-at-home dad what we've chosen? 00:03:00.406 --> 00:03:04.148 Well, for right now, I mean— I was waiting for a job interview 'cause 00:03:04.341 --> 00:03:07.474 I've already had the interview. I just—I had it on Thursday, but 00:03:08.301 --> 00:03:10.036 I was just waiting for them to call me back. 00:03:10.330 --> 00:03:11.731 How long have you been waiting? 00:03:12.164 --> 00:03:14.314 Two to three weeks. 00:03:14.582 --> 00:03:15.928 It was more like a month. 00:03:16.216 --> 00:03:17.216 Over a month. 00:03:17.288 --> 00:03:18.505 How long have you been out of work? 00:03:18.640 --> 00:03:19.398 A month. 00:03:19.749 --> 00:03:21.600 Oh, what happened— what were you doing? 00:03:22.549 --> 00:03:24.169 I was working at my friend's shop. 00:03:24.525 --> 00:03:26.023 - But, um... - Your friend's shop. 00:03:26.087 --> 00:03:29.018 Yeah, but I had gotten kind of, like, fired from there. 00:03:29.048 --> 00:03:31.174 From your friend? You have to be really bad at your job 00:03:31.174 --> 00:03:32.587 To get fired from a friend, don't you? 00:03:32.587 --> 00:03:34.735 Yeah, I was... well, I mean, I was... 00:03:35.079 --> 00:03:38.040 I was working there for a little bit, for like, a week, but... 00:03:39.406 --> 00:03:41.057 Her and her mother 00:03:41.102 --> 00:03:42.693 were complaining that it wasn't enough pay 00:03:42.711 --> 00:03:45.299 And that I was away from home for a long time 00:03:45.415 --> 00:03:47.835 - Even though it was a really easy job. - You and your mom were complaining 00:03:47.835 --> 00:03:50.269 To his friend, who was his boss at the same time? 00:03:50.269 --> 00:03:51.407 No, we weren't complaining to his friend. 00:03:51.407 --> 00:03:54.244 - We were complaining to him... - And I was complaining to my friend. 00:03:55.395 --> 00:03:56.312 What were you making? 00:03:56.667 --> 00:03:58.369 I was making like... 00:03:58.511 --> 00:04:00.444 He was making, like, 13-something an hour. 00:04:00.600 --> 00:04:02.450 What was the shop and what was your position? 00:04:02.722 --> 00:04:04.825 It was like, a... it was a small shop, 00:04:04.842 --> 00:04:06.349 And I was just in the back, just... 00:04:06.884 --> 00:04:08.865 Taking out the orders that they'd order. 00:04:08.902 --> 00:04:10.863 But he was selling. 00:04:11.762 --> 00:04:13.110 Selling... 00:04:13.716 --> 00:04:14.770 Oh, under the table? 00:04:14.789 --> 00:04:17.630 - Yeah, type stuff. - Yeah, so not really legal. 00:04:17.963 --> 00:04:18.938 (censored) 00:04:18.938 --> 00:04:19.814 Yeah. 00:04:20.861 --> 00:04:22.441 Behind your friend's back? 00:04:22.441 --> 00:04:24.873 (both) No, no, no. That's what the shop was. 00:04:25.642 --> 00:04:27.282 Why wasn't it legally sold? 00:04:27.388 --> 00:04:30.293 - I mean, it was just... it's Texas, yeah. - It's Texas. It's not legal here. 00:04:30.362 --> 00:04:32.312 But the shop was to sell it? 00:04:32.519 --> 00:04:34.489 - Well, I mean... - Oh, yeah, yeah, yeah. Yeah. 00:04:34.626 --> 00:04:37.020 The shop wasn't registered, basically, 00:04:37.020 --> 00:04:38.818 So it wasn't—it wasn't, like... 00:04:38.942 --> 00:04:41.554 'Cause I know next to my condo when I used to— 00:04:41.554 --> 00:04:43.110 I can say it, because I don't live there. 00:04:43.233 --> 00:04:44.930 It was on (censored) Boulevard. 00:04:46.035 --> 00:04:48.426 And there's like— like, this collection of shops, 00:04:48.426 --> 00:04:50.256 There's an Alamo Drafthouse right there, 00:04:50.338 --> 00:04:53.239 And there's a shop that grows (censored) in the window, 00:04:53.521 --> 00:04:57.090 And they sell it in a way where they're like, 00:04:58.549 --> 00:05:01.210 If this catches on fire, 00:05:02.456 --> 00:05:04.693 And smoke comes from it, you know, 00:05:04.821 --> 00:05:06.652 That might be something that happens. 00:05:06.740 --> 00:05:09.227 And that was their legal way of being able to sell it 00:05:09.227 --> 00:05:11.479 They sell, like, a certain strain that's legal 00:05:14.791 --> 00:05:18.791 So I'm trying to understand. I know its illegal in Texas but places in Austin 00:05:18.817 --> 00:05:22.817 they don't enforce it. Yeah, but I mean, it's just like they didn't really, uh, 00:05:22.817 --> 00:05:26.817 it wasn't, they didn't build enough toward getting attention from like police 00:05:26.817 --> 00:05:30.817 or anything, no one that would like suspect anything. Yeah, because it was 00:05:30.817 --> 00:05:36.027 a dangerous thing. Yeah, so it was just like, uhm, under the table, like stuff on 00:05:36.027 --> 00:05:40.787 Instagram that we have like customers. Why'd you get fired? 00:05:40.787 --> 00:05:44.787 uh, because my complaining. (Talking over each other) 00:05:45.433 --> 00:05:49.433 They have the money for it either I want to say. Well, it's not that but if- 00:05:49.433 --> 00:05:53.433 Why didn't he just say no? uh... I mean he did say no they always just like 00:05:53.433 --> 00:05:57.433 Because we wanted him to find something better. He was working forty hours, 00:05:57.433 --> 00:06:01.903 six days like a normal job you'll get five days for forty hours. I mean yeah, 00:06:01.933 --> 00:06:09.275 It kinda just sounds like a weird job, small business. Yeah, it was just a small 00:06:09.275 --> 00:06:14.765 business I was trying to help them build it up. Yeah, it wasn't great pay. What 00:06:14.765 --> 00:06:21.425 thirteen an hour right? Yeah I mean that is better then zero dollars an hour 00:06:21.425 --> 00:06:27.332 and it ended up becoming zero dollars an hour. But he had a job before that like 00:06:27.332 --> 00:06:31.332 a real job. Oh, when? He quit for that job.