>> So I work here on campus as well
as a waitressing job in the community

and a babysitter so, as you can
tell, my schedule is very busy.

>> I never was a crane operator but I
was a heavy-lift operator, a basic lift.

I worked in the dock, you know
on the dock and in the ship hole.

I worked in the warehouses and
stuff like that for 15 years.

That job came to a dead-end and
that's why I came back to college.

>> So I work at the tutoring center that
we have on Columbia College as a tutor.

Usually, like I tutor the whole day
or just segments in between classes.

>> My schedule is definitely busy
between work and school, whether --

if I'm not at work, I'm in class.

And if I'm not in class, I'm at work so
throughout my day; work, school, work, school.

I work 20 hours and then I'm
also, I have five classes.

>> I actually work two jobs.

One is here at Columbia College where I work
as a tutor in our academic achievement center.

My other job is at a local camp where I
work outside running things like zip-line

and our archery course and
I also work in the kitchen.

And that job is mostly weekends.

>> When I manage my finances, the first
thing I do is I set forth just my [inaudible]

necessities; utilities, house payments,
what I think I'm going to spend on food

and then I have a little bit just
stored away for personal stuff.

>> I, myself, don't have a
specific process I use for money.

I just try to watch what I spend and not
spend too much on things I don't really need.

>> Oh, it's very important to manage your money.

You know, don't get too happy
when you get some money

because you'll find out you'll mismanage it.

So you've got to have the principles
of what do you need to do every month?

Take care of your needs and maybe
you can deal with some wants

but the needs are the most important things.

You've got bills to pay.

You've got books to buy for
your college education.

>> Managing my finances has kind of been
a thing that I've always been really good

at with saving my money, building my credit,
having a savings account for if things were say

to happen, having a calendar and
writing out what bill is due when,

when I should use my credit
card or anything like that.

>> For me, money management is
about tracking what you spend

and trying to stick to a monthly budget.

[ Music ]