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>> So I work here on campus as well
as a waitressing job in the community

2
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and a babysitter so, as you can
tell, my schedule is very busy.

3
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>> I never was a crane operator but I
was a heavy-lift operator, a basic lift.

4
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I worked in the dock, you know
on the dock and in the ship hole.

5
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I worked in the warehouses and
stuff like that for 15 years.

6
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That job came to a dead-end and
that's why I came back to college.

7
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>> So I work at the tutoring center that
we have on Columbia College as a tutor.

8
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Usually, like I tutor the whole day
or just segments in between classes.

9
00:00:37,936 --> 00:00:42,746
>> My schedule is definitely busy
between work and school, whether --

10
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if I'm not at work, I'm in class.

11
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And if I'm not in class, I'm at work so
throughout my day; work, school, work, school.

12
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I work 20 hours and then I'm
also, I have five classes.

13
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>> I actually work two jobs.

14
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One is here at Columbia College where I work
as a tutor in our academic achievement center.

15
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My other job is at a local camp where I
work outside running things like zip-line

16
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and our archery course and
I also work in the kitchen.

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And that job is mostly weekends.

18
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>> When I manage my finances, the first
thing I do is I set forth just my [inaudible]

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necessities; utilities, house payments,
what I think I'm going to spend on food

20
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and then I have a little bit just
stored away for personal stuff.

21
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>> I, myself, don't have a
specific process I use for money.

22
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I just try to watch what I spend and not
spend too much on things I don't really need.

23
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>> Oh, it's very important to manage your money.

24
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You know, don't get too happy
when you get some money

25
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because you'll find out you'll mismanage it.

26
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So you've got to have the principles
of what do you need to do every month?

27
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Take care of your needs and maybe
you can deal with some wants

28
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but the needs are the most important things.

29
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You've got bills to pay.

30
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You've got books to buy for
your college education.

31
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>> Managing my finances has kind of been
a thing that I've always been really good

32
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at with saving my money, building my credit,
having a savings account for if things were say

33
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to happen, having a calendar and
writing out what bill is due when,

34
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when I should use my credit
card or anything like that.

35
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>> For me, money management is
about tracking what you spend

36
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and trying to stick to a monthly budget.

37
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