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The Collapse of The American Dream Explained in Animation

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    (Sold)
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    (Sold)
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    (Loan)
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    [Off voice] The American Dream.
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    There's a reason to call it a dream.
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    [cock cries]
    [Man] Who's there?
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    [Off voice] Cockadoodledo, pal!
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    [knocking]
    (Foreclosed)
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    [Man] No, no, no, no no!
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    I don't have any more money!
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    My job sucks right now, please!
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    I'll have more money next month!
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    (Bank)
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    You can't take my house!
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    [Bank employee] Is that your signature?
    (Loan contract signed Pile)
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    [Dog whines]
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    [Man -> Pile] OK, just tell me we'll work something out, OK?
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    I mean you said I'm a good credit guy, right?
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    Hey, wait! My dog is in there!
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    No, don't take my dream!
    [He weeps]
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    Oh, how did this happen?
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    [Explosion and flare noise]
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    (OUTATIME)
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    Hartman? Is that you?
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    [Hartman] It's been a long time since the fourth grade.
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    [Pile] Is that a time machine?
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    [Hartman] There's no need to concern yourself with my stern (?) accomplishments.
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    Just get in. There's not much time.
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    [Pile] Well, I got to go down to the bank to get my life back.
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    They took everything!
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    [Hartman] Bank ain't gonna help you now.
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    .... in the trunk.
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    It's a set of balls. Put them on, you're going to need them.
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    [Pile] You're going to get my dream back?
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    [Hartman] No, pal: you are. I'm here to show you how.
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    (E=mc squared)
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    (Winter of 2006)
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    [Hartman] Submitted for your approval:
    1. First National Bank.
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    What is a bank, you ask?
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    A curious place where both space, time and irony exist -
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    - and yet, don't.
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    [Pile] Are you going to be doing that the whole time?
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    [Hartman] Pay attention, pal.
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    Exhibit A: those who have come to deposit and safely store their earned monies.
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    Exhibit B: Those who need to borrow said money for purposes unknown.
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    [A voice] Hey, that's me!
    (Not so prime)
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    Here we go.
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    Exhibit C: The bank only has so much money in the vault to lend out to people such as you.
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    [Pile] Hey! Hey, that's the guy! He took my house!
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    [Hartman] Really screwing my vibe (?) here, pal.
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    Space-time continuum: he can't hear you. Just let me narrate.
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    Now where was I?
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    So you see, by the time he got to you, pal, his bank was out of money.
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    [Pile] But he gave me lots of money and charged me a lot of interest.
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    [Hartman] Yes: that's the only way banks make money,
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    by making debt loans: debt equals money, pal.
    (DEBT=MONEY)
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    Remember that: debt equals money.
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    The more loans they make, the more money they make.
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    [Pile] But if they don't have any money, then where did my money come from?
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    [Hartman] You're going to want to take a step back.
    (FED)
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    [Pile] Whoa! No way!
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    [Hartman] Yes way. And that's nothing.
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    [Banker] Hey, buddy! Need some money?
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    (BUM)
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    [Pile, offscreen] They didn't do that!?
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    [Hartman] Oh, they did exactly that, pal.
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    Remember: banks make money by making loans, by selling debt, even to -
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    bad credit risks.
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    [Banker] Yo! Have some money, dude!
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    Just sign here.
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    [Pile] Oh my gosh!
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    [Hartman] Mmm! They called it free money.
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    [Pile] Yeah! That's exactly what MY loan guy told me: free money!
    (Loan contract signed Pile)
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    [Hartman] But it ain't free!
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    The worst part was offering money to people who don't even need it.
    (We own your ass!)
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    People, Pal, like you.
    (New Home Magazine - New Bank Offers)
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    [Van honks]
    (Bank like family!)
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    [Pile] You're right! I didn't need ..... I was happy here.
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    I didn't need it! (4:17)
    (New Home Magazine - New Bank Offers)
Title:
The Collapse of The American Dream Explained in Animation
Description:

We're doomed. pass it on
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Video Language:
English
Team:
Captions Requested
Duration:
29:55

English, British subtitles

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