WEBVTT 00:00:14.177 --> 00:00:15.314 (Sold) 00:00:15.532 --> 00:00:16.140 (Sold) 00:00:16.140 --> 00:00:16.778 (For Sale) 00:00:16.778 --> 00:00:17.516 (Bank like family!) 00:00:18.528 --> 00:00:20.766 (Loan) 00:00:20.782 --> 00:00:22.105 (Pile signs loan contract) 00:00:22.766 --> 00:00:25.011 [Dog barks] 00:00:26.965 --> 00:00:28.864 [Brakes screech] 00:00:34.553 --> 00:00:36.160 [Off voice] The American Dream. 00:00:37.282 --> 00:00:39.506 There's a reason to call it a dream. 00:00:39.998 --> 00:00:41.613 [cock cries] [Man] Who's there? 00:00:42.251 --> 00:00:44.086 [Off voice] Cockadoodledo, Pile! 00:00:44.086 --> 00:00:46.147 [knocking] (Foreclosed) 00:00:48.935 --> 00:00:50.881 [Pile] No, no, no, no no! 00:00:50.881 --> 00:00:52.534 I don't have any more money! 00:00:52.902 --> 00:00:55.232 My job sucks right now, please! 00:00:55.232 --> 00:00:56.800 I'll have more money next month! 00:00:57.329 --> 00:00:58.298 (Bank) 00:00:58.958 --> 00:01:00.627 You can't take my house! 00:01:00.627 --> 00:01:02.750 [Banker] Is that your signature? (Loan contract signed Pile) 00:01:02.765 --> 00:01:03.718 [Dog whines] 00:01:04.455 --> 00:01:06.698 [Pile] OK, just tell me we'll work something out, OK? 00:01:06.698 --> 00:01:09.133 I mean you said I'm a good credit guy, right? 00:01:09.133 --> 00:01:11.841 Hey, wait! My dog is in there! 00:01:11.841 --> 00:01:17.263 No, don't take my Dream! [He weeps] 00:01:18.335 --> 00:01:20.381 Oh, how did this happen? 00:01:20.938 --> 00:01:23.394 [Explosion and flare noise] 00:01:23.394 --> 00:01:24.501 (OUTATIME) 00:01:27.910 --> 00:01:30.137 Hartman? Is that you? 00:01:30.137 --> 00:01:32.696 [Hartman] It's been a long time since the fourth grade. 00:01:33.803 --> 00:01:36.193 (4th Grade) 00:01:41.852 --> 00:01:43.398 [Pile] Is that a time machine? 00:01:43.398 --> 00:01:47.012 [Hartman] There's no need to concern yourself with my astounding accomplishments. 00:01:47.024 --> 00:01:49.287 Just get in. There's not much time. 00:01:49.287 --> 00:01:52.148 [Pile] Well, I got to go down to the bank to get my life back. 00:01:52.148 --> 00:01:54.063 They took everything! 00:01:54.063 --> 00:01:56.536 [Hartman] Oh! Bank ain't gonna help you now. 00:01:57.098 --> 00:01:57.974 Towel in the trunk. 00:01:58.530 --> 00:02:00.668 It's a set of balls. Put them on, you're going to need them. 00:02:00.668 --> 00:02:02.537 [Pile] You're going to get my dream back? 00:02:02.537 --> 00:02:05.344 [Hartman] No, pal: you are. I'm here to show you how. 00:02:09.373 --> 00:02:11.034 (E=mc squared) 00:02:11.284 --> 00:02:12.407 (Winter of 2006) 00:02:12.910 --> 00:02:16.367 [Hartman] Submitted for your approval: 1. First National Bank. 00:02:16.367 --> 00:02:17.959 What is a bank, you ask? 00:02:17.959 --> 00:02:21.761 A curious place where both space, time and irony exist - 00:02:22.171 --> 00:02:24.024 - and yet, don't. 00:02:24.024 --> 00:02:25.893 [Pile] Are you going to be doing that the whole time? 00:02:25.893 --> 00:02:27.439 [Hartman] Pay attention, Pile. 00:02:27.439 --> 00:02:32.329 Exhibit A: those who have come to deposit and safely store their earned monies. 00:02:32.621 --> 00:02:37.862 Exhibit B: Those who need to borrow said money for purposes unknown. 00:02:37.862 --> 00:02:39.981 [Pile] Hey, that's me! (Not so prime) 00:02:39.981 --> 00:02:40.788 [Hartman] Ergo. 00:02:40.788 --> 00:02:47.128 Exhibit C: The bank only has so much money in the vault to lend out to people such as you. 00:02:47.589 --> 00:02:50.432 [Pile] Hey! Hey, that's the guy! He took my house! 00:02:50.432 --> 00:02:52.615 [Hartman] Really screwing my vibe here, Pile. 00:02:52.615 --> 00:02:56.506 Space-time continuum: he can't hear you. Just let me narrate. 00:02:56.506 --> 00:02:57.452 Now where was I? 00:02:58.159 --> 00:03:02.852 So you see, by the time he got to you, Pile, his bank was out of money. 00:03:03.559 --> 00:03:07.457 [Pile] But he gave me lots of money and charged me a lot of interest. 00:03:07.457 --> 00:03:10.374 [Hartman] Yes: that's the only way banks make money, 00:03:10.374 --> 00:03:13.562 by making debt loans: debt equals money, Pile. (DEBT=MONEY) 00:03:13.562 --> 00:03:16.213 Remember that: debt equals money. 00:03:16.483 --> 00:03:19.184 The more loans they make, the more money they make. 00:03:19.184 --> 00:03:22.375 [Pile] But if they don't have any money, then where did my money come from? 00:03:22.375 --> 00:03:24.121 [Hartman] You're going to want to take a step back. (FED) 00:03:24.121 --> 00:03:25.690 (FED) 00:03:27.741 --> 00:03:30.408 [Pile] Whoa! No way! 00:03:30.408 --> 00:03:32.431 [Hartman] Yes way. And that's nothing. 00:03:32.431 --> 00:03:35.162 [Banker] Hey, buddy! Need some money? 00:03:35.162 --> 00:03:36.285 (BUM) 00:03:37.879 --> 00:03:39.655 [Pile, offscreen] They didn't do that!? 00:03:39.655 --> 00:03:41.823 [Hartman] Oh, they did exactly that, pal. 00:03:41.823 --> 00:03:46.547 Remember: banks make money by making loans, by selling debt, even to - 00:03:47.131 --> 00:03:48.992 bad credit risks. 00:03:52.016 --> 00:03:54.447 [Banker] Yo! Have some money, dude! 00:03:54.447 --> 00:03:55.893 Just sign here. 00:03:56.297 --> 00:03:57.366 [Pile] Oh my gosh! 00:03:57.366 --> 00:03:59.435 [Hartman] Mmm! They called it free money. 00:03:59.435 --> 00:04:03.534 [Pile] Yeah! That's exactly what MY loan guy told me: free money! (Loan contract signed Pile) 00:04:03.534 --> 00:04:04.834 [Hartman] But it ain't free! 00:04:04.834 --> 00:04:07.693 The worst part was offering money to people who don't even need it. (We own your ass!) 00:04:07.693 --> 00:04:09.841 People, Pal, like you. (New Home Magazine - New Bank Offers) 00:04:10.499 --> 00:04:12.204 [Van honks] (Bank like family!) 00:04:12.204 --> 00:04:15.707 [Pile] You're right! I didn't need him: I was happy here. 00:04:15.707 --> 00:04:17.207 I didn't need it! (New Home Magazine - New Bank Offers) 00:04:23.450 --> 00:04:24.227 (Bank Like Family) 00:04:24.227 --> 00:04:26.841 [Pile] Why is he sad? He's making all that money. 00:04:26.841 --> 00:04:29.237 [Hartman] Shh. He's thinking. 00:04:29.237 --> 00:04:31.617 [Clock ticking] 00:04:31.617 --> 00:04:35.535 [Hartman] Now wait for it, now wait for it... 00:04:36.642 --> 00:04:37.911 Bingo! 00:04:37.911 --> 00:04:40.479 See, the bank has loaned to everyone in town. 00:04:40.479 --> 00:04:43.757 But to make more money they have to loan even more. 00:04:43.757 --> 00:04:46.478 [Pile] More? How much money do they need? 00:04:46.478 --> 00:04:48.347 [Hartman] More... 00:04:48.931 --> 00:04:50.354 [Pile yells] What's that? 00:04:50.615 --> 00:04:54.627 [Hartman] Behold! A black horse riding: credit cards. 00:05:08.989 --> 00:05:11.123 (Refinance your home!!!) 00:05:12.248 --> 00:05:16.715 [Pile] Wow! Look! I mean it's going to be okay, everything is going to be okay. 00:05:16.715 --> 00:05:17.938 What now? 00:05:17.938 --> 00:05:23.157 [Hartman] Now? Pile, with all this money, we might as well party. 00:05:23.587 --> 00:05:26.569 [Music plays...] 00:05:29.162 --> 00:05:33.460 [Pile] Woahao, this is awesome! I needed to get my head clear. 00:05:33.460 --> 00:05:36.385 When I get back I'm going to straighten all this out. 00:05:36.385 --> 00:05:38.515 I just hope Dream is doing okay. 00:05:38.893 --> 00:05:40.731 [Howling] 00:05:40.731 --> 00:05:42.269 [Barking] 00:05:42.973 --> 00:05:45.192 [Male witch] I'm going to get you, my pretty. 00:05:47.759 --> 00:05:50.276 [Pile] Yup, he is. I'm sure he is. 00:05:50.276 --> 00:05:51.206 [Burps] 00:05:51.206 --> 00:05:54.502 [Hartman] Yeah, you put it on his tab. A little something for yourself. 00:05:56.491 --> 00:05:57.291 Wait. 00:05:58.206 --> 00:06:01.592 [Pile] You know, wait a second Hartman, I just thought of something. 00:06:01.592 --> 00:06:03.666 If I got this money from the bank 00:06:03.666 --> 00:06:06.487 and the bank got this money from the Federal Reserve dump trucks 00:06:07.240 --> 00:06:08.247 [Hartman] Go on. 00:06:08.585 --> 00:06:11.384 [Pile] Then, where does the Federal Reserve get their money? 00:06:11.774 --> 00:06:12.581 [Glass breaks] 00:06:12.581 --> 00:06:14.911 [Hartman] Real nice time ladies, real nice. 00:06:14.911 --> 00:06:17.410 Excuse me while I borrow these. [Women screech] 00:06:17.764 --> 00:06:21.853 [Pile] Say, Hartman. Why am I wearing a burglar bikini top? 00:06:21.853 --> 00:06:24.782 [Hartman] Because no one is allowed inside the Fed. 00:06:24.782 --> 00:06:27.337 Not you, nor me, no American citizen, 00:06:27.337 --> 00:06:29.566 no duly elected member of our Congress, 00:06:29.566 --> 00:06:30.880 not the Supreme Court 00:06:30.881 --> 00:06:32.519 [Pile] Not the Supreme Court? 00:06:32.519 --> 00:06:34.126 [Hartman] Not the Supreme Court. 00:06:34.126 --> 00:06:40.198 Not the Justice Department, not the CIA, the DIA, FBI, ATF, ATENBC 00:06:40.198 --> 00:06:43.533 not even G-O-D. 00:06:43.533 --> 00:06:45.056 [Knocking] 00:06:45.941 --> 00:06:48.847 [Pile] How come the government isn't allowed inside its own building? 00:06:48.847 --> 00:06:53.069 [Hartman] Government? Pile, the Fed is a private bank, owned by private stockholders, 00:06:53.069 --> 00:06:55.123 do NOT let the name "federal" fool you. 00:06:55.123 --> 00:06:57.984 This place is about as federal as Federal Express. 00:06:58.414 --> 00:07:00.098 [Pile] A-a-a private bank? 00:07:00.098 --> 00:07:01.921 But, private? 00:07:01.921 --> 00:07:03.213 [Hartman, quietly] Shh. 00:07:05.471 --> 00:07:07.654 Best to keep your voice down Pile. 00:07:08.177 --> 00:07:09.584 [Phone ringing] 00:07:09.584 --> 00:07:11.345 [Ethan] This is Ethan, Federal Reserve. 00:07:11.345 --> 00:07:13.306 [Bill] Hey Eth, Bill here, First National. 00:07:13.306 --> 00:07:14.959 [Ethan] Hi there Bill, how are ya? 00:07:14.959 --> 00:07:17.477 [Bill] Good, good, we're running a little low on money. 00:07:17.477 --> 00:07:18.992 [Ethan] No problem. How much do you need? 00:07:18.992 --> 00:07:21.164 [Bill] Oh, how does 20 million sound? 00:07:21.164 --> 00:07:21.848 [Pile, loudly] What? 00:07:21.848 --> 00:07:22.394 [Slaps] 00:07:22.394 --> 00:07:24.831 [Ethan] Excellent. We'll ship it over first thing tomorrow. 00:07:24.831 --> 00:07:28.487 [Pile] Wait, he can just call up the Fed and ask for more money 00:07:28.487 --> 00:07:30.402 and they give him whatever they want? 00:07:30.402 --> 00:07:33.346 [Hartman] No, Pile. The Fed don't give the banks money. 00:07:33.346 --> 00:07:35.804 The Fed loans the banks money. 00:07:36.111 --> 00:07:37.034 [Slams] 00:07:38.193 --> 00:07:40.308 [Hartman] The banks have to pay it back with interest. 00:07:40.308 --> 00:07:41.531 Come on, ... 00:07:41.531 --> 00:07:43.918 [Pile] Wait wait wait wait, I still don't understand. 00:07:43.918 --> 00:07:47.120 Where does the Fed get their money? I mean if they're a private bank. 00:07:47.120 --> 00:07:48.927 You said they were a private bank, right? 00:07:48.927 --> 00:07:50.688 Okay, so who puts money into the Fed bank? 00:07:50.688 --> 00:07:52.157 (US MINT) 00:07:52.157 --> 00:07:53.795 [Phone ringing] 00:07:53.795 --> 00:07:56.064 [Mal] This is Mal, United States Mint. 00:07:56.064 --> 00:07:58.609 [Ethan] Hiya Mal, First National needs another 20 millies. 00:07:58.609 --> 00:08:01.484 [Mal] We're already running the press at full steam here Ethan. 00:08:01.484 --> 00:08:03.593 [Ethan] Gotta keep making loans, gotta keep the money flowing. 00:08:03.593 --> 00:08:07.458 [Mal] All right, you're the Fed. Whatever you guys say. 00:08:07.458 --> 00:08:09.527 Twenty million more, by morning! 00:08:09.527 --> 00:08:10.973 [Horn blowing] 00:08:11.318 --> 00:08:15.279 [Pile] But I don't get it, what's so wrong about the Fed printing money? 00:08:15.279 --> 00:08:18.086 [Hartman] Because it's unconstitutional, Pile! 00:08:18.101 --> 00:08:20.975 Our Treasury is supposed to create our money 00:08:20.975 --> 00:08:23.929 but now the Fed controls the printing of Americas money. 00:08:23.929 --> 00:08:28.634 Nobody gets a friggin' dollar that the Fed didn't print. 00:08:28.634 --> 00:08:29.580 [Pile] So? 00:08:29.580 --> 00:08:32.192 [Hartman] They print the money, then they loan it to the government 00:08:32.192 --> 00:08:33.968 then they charge the government interest, 00:08:33.968 --> 00:08:36.375 then the government taxes you to pay for it. 00:08:36.375 --> 00:08:37.505 Wake up Pile! 00:08:37.505 --> 00:08:39.752 [Pile] I don't see what the big deal is. 00:08:40.552 --> 00:08:41.913 [Hartman] You know, you're right Pile. 00:08:41.913 --> 00:08:43.674 [Pile] Wait a minute, wait, I am? 00:08:43.674 --> 00:08:47.609 [Hartman] Yeah, I forget how effective they are at keeping you ignorant. 00:08:47.609 --> 00:08:48.493 [Pile] Well that's okay - 00:08:48.493 --> 00:08:49.869 Hey! I'm not ignorant! 00:08:49.869 --> 00:08:51.922 [Hartman] Do you even know what money is, Pile? 00:08:51.922 --> 00:08:56.047 [10th Century] 00:08:56.047 --> 00:08:57.470 [Pies] 00:08:57.470 --> 00:09:00.200 [Hartman] In the long, long ago, people bartered: 00:09:00.262 --> 00:09:03.149 they traded things they had, for things they wanted. 00:09:03.149 --> 00:09:06.458 I'll trade you my raspberries for that there pot pie. 00:09:06.458 --> 00:09:08.111 [Pile] I don't want your berries. 00:09:08.111 --> 00:09:10.561 [Hartman] Come on, Pile, they're sweet berries. 00:09:10.561 --> 00:09:13.488 [Pile] They're not sweet, they're old, and I don't like berries. 00:09:13.488 --> 00:09:14.757 [Hartman] Give me that pot pie! 00:09:14.757 --> 00:09:15.457 [Pile] No. 00:09:15.457 --> 00:09:18.872 [Hartman] As you can see, this bartering situation created some problems. 00:09:18.872 --> 00:09:22.347 Then one day, a goldsmith walked up and said, 00:09:22.347 --> 00:09:24.674 "Now, everybody thinks gold is valuable, 00:09:24.674 --> 00:09:27.663 so why doesn't everyone trade gold for things they need?" 00:09:27.663 --> 00:09:29.193 [Cheering] 00:09:29.193 --> 00:09:33.330 The price was set for gold and now it was very easy to conduct commerce 00:09:33.330 --> 00:09:37.405 because now people could trade gold for all the things they needed. 00:09:38.481 --> 00:09:41.464 [Pile] Hartman! Wow, look at all my gold! 00:09:41.464 --> 00:09:42.353 [Robber snickers evilly] 00:09:42.353 --> 00:09:45.136 [Pile] Hey! Hey, stop them! That's my gold! 00:09:45.136 --> 00:09:46.620 [Hartman] Damn thieves. 00:09:46.620 --> 00:09:48.427 [Ethan] Say there, Pile 00:09:48.427 --> 00:09:50.111 I've got a vault and some guards. 00:09:50.111 --> 00:09:51.857 I can keep your gold safe for you. 00:09:51.857 --> 00:09:53.433 For a small fee. 00:09:53.433 --> 00:09:55.133 [Pile] Yeah, sure, that'd be awesome. 00:09:55.133 --> 00:09:58.804 [Hartman] You see Pile, this is how the first bank made money. 00:09:59.173 --> 00:10:02.825 [Ethan] There you go Pile, I.O.U 100 gold coins. 00:10:02.825 --> 00:10:04.355 [Pile] Okay, great! 00:10:04.355 --> 00:10:07.449 [Ethan] Come back anytime and redeem your gold when you want it. 00:10:07.449 --> 00:10:08.795 It will be right here- 00:10:08.795 --> 00:10:10.495 in my vault. 00:10:11.464 --> 00:10:14.511 [Hartman] Now you're holding the very first paper money Pile. 00:10:14.511 --> 00:10:18.141 [Pile] Wow, this is great. It all makes sense. 00:10:18.141 --> 00:10:20.148 [Hartman] Oh, that's right, it was good, 00:10:20.148 --> 00:10:22.367 and everybody started using "I.O.U" 00:10:22.367 --> 00:10:27.205 because everybody knew the I.O.U was as good as gold. 00:10:27.205 --> 00:10:27.888 (Chocolate $1) 00:10:27.905 --> 00:10:30.256 [Pile] Wow, this candy is really a good price. 00:10:30.256 --> 00:10:33.412 1 I.O.U, I'm getting some more for later. 00:10:33.412 --> 00:10:34.727 (Chocolate $10) 00:10:34.727 --> 00:10:36.750 Wait a minute, it was just 1 I.O.U. 00:10:36.750 --> 00:10:38.757 10 I.O.U's for chocolate? 00:10:38.757 --> 00:10:41.116 He can't just raise prices like that! 00:10:41.116 --> 00:10:43.107 [Hartman] Oh, the candyman can. 00:10:43.107 --> 00:10:43.695 [Music plays] 00:10:43.695 --> 00:10:46.663 [Hartman] ♪Oh, the candyman can!♪ 00:10:47.140 --> 00:10:49.471 [Pile] Wait, that is just freakin' wrong! 00:10:49.551 --> 00:10:50.374 (Water 20) 00:10:50.374 --> 00:10:51.619 (Water 200) [Hartman] It's called inflation Pile. 00:10:51.619 --> 00:10:54.360 It makes your I.O.U's worth less and less 00:10:54.360 --> 00:10:56.321 until they are worth nothing. 00:10:56.321 --> 00:10:59.884 Less bang for the buck, dollar ain't what it used to be. 00:11:00.268 --> 00:11:02.951 [Pile] But I worked hard and made all those pot pies. 00:11:02.951 --> 00:11:05.044 Now I have to work harder to make less? 00:11:05.044 --> 00:11:06.374 That's not fair. 00:11:06.374 --> 00:11:08.513 [Hartman] Oh, if you think that's not fair 00:11:08.513 --> 00:11:10.051 you're gonna love the next part. 00:11:12.040 --> 00:11:13.702 [Pile] Oh, what's he doing? (Chart - Gold | I.O.U.S) 00:11:13.702 --> 00:11:15.586 [Hartman] How do banks make money, Pile? 00:11:15.586 --> 00:11:18.095 [Pile] Errh, by making more loans? 00:11:18.095 --> 00:11:19.948 [Hartman] Oh, that's right! He's good. 00:11:19.948 --> 00:11:22.562 See, he prints more IOUs without any more gold, 00:11:22.562 --> 00:11:26.803 loans them out for interest, makes a pretty penny - and nobody is the wiser, 00:11:26.972 --> 00:11:27.902 unless - 00:11:28.149 --> 00:11:30.806 - everybody wanted their gold back at the same time. 00:11:30.806 --> 00:11:32.798 [Pile] No no no no no no, that's my gold! 00:11:33.259 --> 00:11:33.973 [Hartman] Not - 00:11:34.496 --> 00:11:35.503 anymore. 00:11:35.503 --> 00:11:37.916 [Pile] What are you talking about? 00:11:37.916 --> 00:11:40.411 [Hartman] I'd like to redeem my IOUs, please. 00:11:40.903 --> 00:11:42.203 Thank you very much. 00:11:42.649 --> 00:11:43.779 (Out to lunch) [Pile] Hey! 00:11:43.779 --> 00:11:47.732 [Crowd shouting] [Pile] I want my gold back now! 00:11:48.701 --> 00:11:53.195 [Man] Thief! Thief! [Hartman] Battle of the bank run. Bringing people together. 00:11:53.195 --> 00:11:54.971 See, they all found out he was stealing, 00:11:54.971 --> 00:11:57.270 made a run on the bank and demanded their gold. 00:11:57.270 --> 00:12:01.546 But as as you can see, there ain't no gold to get. 00:12:01.546 --> 00:12:02.584 [Pile] Hartman! 00:12:02.584 --> 00:12:05.042 [Hartman] Don't worry about it. Back in these times, 00:12:05.042 --> 00:12:07.110 vengeance will be yours. 00:12:07.110 --> 00:12:09.665 Three things in this world you don't do: 00:12:09.665 --> 00:12:11.457 Never mess with another man's woman. 00:12:11.457 --> 00:12:13.568 Never mess with another man's ego. 00:12:13.568 --> 00:12:19.166 And, most importantly, you never mess with another man's money. 00:12:21.641 --> 00:12:23.964 Else, man, we'll mess with you. 00:12:24.457 --> 00:12:26.495 [Pile] My God! You hung him? 00:12:26.495 --> 00:12:30.714 [Hartman] Yes, Pile. Oh, we hung him, we hung him high. 00:12:30.714 --> 00:12:32.628 And do you know why? 00:12:32.628 --> 00:12:35.375 [Pile] Well, because he was a thief? 00:12:35.375 --> 00:12:39.002 [Hartman] Because, Pile, an evil invention was born 00:12:39.002 --> 00:12:43.575 Man discovered how to turn worthless paper into gold. 00:12:44.498 --> 00:12:47.939 Thus was invented the ultimate machine to steal real money 00:12:47.939 --> 00:12:50.267 and enslave all the nations on earth. 00:12:51.005 --> 00:12:54.650 [bang and growling] 00:12:54.650 --> 00:12:56.365 [Financier] It's alive! 00:12:56.365 --> 00:12:59.056 [Pile] Oh now, come on! You're just being dramatic. 00:12:59.056 --> 00:13:00.863 I mean, I lost my house, but... 00:13:00.863 --> 00:13:02.424 [Hartman] What is that? Explain. 00:13:02.424 --> 00:13:04.047 [Pile] A nuclear power plant? 00:13:04.047 --> 00:13:07.361 [Hartman] Mmm. Produces lots of electricity and little pollution. 00:13:07.361 --> 00:13:09.595 An invention for the good of humanity. 00:13:09.595 --> 00:13:11.971 [Pile] OK, but what does this have to do with... [watch ticking] 00:13:11.971 --> 00:13:13.778 [Hartman] Three, two, 00:13:14.009 --> 00:13:15.802 [Explosion] 00:13:15.802 --> 00:13:17.927 [Pile] Holy...! [Hartman] Atomic energy. 00:13:17.927 --> 00:13:21.863 A discovery more powerful than anything man had yet conceived. 00:13:21.863 --> 00:13:23.609 It can be used for good 00:13:24.070 --> 00:13:25.338 or evil. 00:13:26.046 --> 00:13:32.507 Now, unlike Einstein, the goldsmith's discovery has been kept a closely guarded secret. 00:13:32.507 --> 00:13:34.775 (Fractional Reserve Banking - Reserve | Loans) It was never intended for you to see. 00:13:34.775 --> 00:13:37.953 (Depositor) This discovery is called Fractional Reserve Banking. 00:13:37.953 --> 00:13:42.318 (Borrower) In the wrong hands, it's more powerful than the nuclear bomb 00:13:42.318 --> 00:13:47.795 in its ability to completely and utterly destroy a nation who is subjected to its perversion. 00:13:48.671 --> 00:13:51.450 [Pile] No - no no no no no. 00:13:51.450 --> 00:13:55.434 [Hartman] It is time we stop this evil secret and the men behind it ... 00:13:55.434 --> 00:13:59.161 [Pile] You're being ridiculous! [Hartman] ... before America is destroyed forever. 00:13:59.161 --> 00:14:00.860 Believe it, Pile! 00:14:00.860 --> 00:14:03.725 [Pile] No no no no no! I just want my dog back. 00:14:03.725 --> 00:14:06.259 [Hartman] Damn it! That's it. I give up. 00:14:06.259 --> 00:14:07.882 Let them live in chains. 00:14:07.882 --> 00:14:08.982 [Tinkling] 00:14:08.982 --> 00:14:11.082 [18th c. ghost] No, Hartman! 00:14:11.082 --> 00:14:16.786 "The tree of liberty must be refreshed from time to time with the blood of patriots and tyrants." 00:14:16.786 --> 00:14:19.077 [Pile] Thomas Jefferson? 00:14:19.366 --> 00:14:21.914 [Hartman] Mr President, how do I get him to understand? 00:14:21.914 --> 00:14:25.572 [Jefferson's ghost] As we did, son, remain vigilant. 00:14:25.572 --> 00:14:31.151 Too many have hidden the truth and the light of our liberty dims with every passing day. 00:14:31.151 --> 00:14:35.428 [Tinkling] Quickly, take my horse! Show him! [Tinkling] 00:14:35.450 --> 00:14:37.822 [Pile] Wait. Show me what? Where are we going? 00:14:37.822 --> 00:14:38.598 [Horse whinnies] 00:14:38.598 --> 00:14:43.763 [Hartman] Away, Stallion of Liberty! Ride hard the hoary wind! 00:14:44.839 --> 00:14:46.815 [Pile] Oh, where are we? 00:14:46.815 --> 00:14:49.823 [Hartman] Battle of Waterloo. Hold on! We gotta get through! 00:14:51.330 --> 00:14:53.733 A money machine. There it is! 00:14:53.733 --> 00:14:56.254 [Pile] Hey, is that the same people? 00:14:56.254 --> 00:14:59.825 [Hartman] Rich banker men from Germany flying under the banner of the Red Shield. 00:14:59.825 --> 00:15:02.953 They financed both sides of the war. We must hurry. 00:15:04.875 --> 00:15:07.254 That's him, the Red Shield courier. Shoot him! 00:15:07.254 --> 00:15:09.738 [Pile] No. I'm not shooting anyone. 00:15:09.738 --> 00:15:11.468 [Hartman] Dammit, Pile. [Pile] What? 00:15:11.468 --> 00:15:14.141 [Hatrman] He beat everyone back with the news of the war 00:15:14.141 --> 00:15:16.179 and told England that Napoleon won. 00:15:16.179 --> 00:15:20.012 The Red Shield bankers of London pretended that England was doomed 00:15:20.012 --> 00:15:22.516 and started selling their English stocks. 00:15:22.516 --> 00:15:26.562 The English went into a selling frenzy to get rid of worthless English money. 00:15:26.562 --> 00:15:29.018 [Pile] But, the English won, right? 00:15:29.018 --> 00:15:30.333 [Hartman] Of course they won. 00:15:30.333 --> 00:15:32.817 But it was a trick by Red Shield. (London Stock Exchange) 00:15:32.817 --> 00:15:37.793 They waited until the stocks plummeted to pennies and then bought England back for nearly nothing. 00:15:37.793 --> 00:15:40.295 [Pile] What? They did that? How? 00:15:40.295 --> 00:15:42.327 [Hartman] When the English leaders found out, 00:15:42.327 --> 00:15:45.881 they had no choice but to give themselves over to the Red Shield. 00:15:45.881 --> 00:15:49.726 Their money was gone and they were slaves to the Red Shield war debt. 00:15:49.726 --> 00:15:53.156 Since that time the English have been paying their national taxes 00:15:53.156 --> 00:15:55.865 directly to the Red Shield private bankers. 00:15:55.865 --> 00:15:58.335 The people have no idea. 00:15:58.335 --> 00:16:01.312 But the bankers bragged about what they did to us, 00:16:01.312 --> 00:16:03.892 laughing at us all the way to the bank. {Buckingham Palace) 00:16:03.892 --> 00:16:06.836 [Nathan Rothschild] Why, it's the best pistes (?) I've ever done. 00:16:06.836 --> 00:16:11.186 If I can control a nation's wealth I cannot make its laws. 00:16:12.939 --> 00:16:16.294 [Pile] Oh, is this what Jefferson wanted to show me? 00:16:16.294 --> 00:16:19.053 [Hartman] No, Pile. Look. 00:16:20.591 --> 00:16:23.044 [Pile] They're in America too? 00:16:23.044 --> 00:16:28.269 [Hartman] The Red Shield banks are here, Pile, seeking a way to conquer our American Dream. 00:16:28.269 --> 00:16:32.440 The dream you had, Pile. The dream of free men. 00:16:33.193 --> 00:16:35.537 They tried to take over our country many times 00:16:35.537 --> 00:16:40.834 and failed because Jefferson and the patriots vowed to stop the evil tyrants at all costs. 00:16:42.249 --> 00:16:43.549 [Kiss - tinkling] 00:16:43.810 --> 00:16:48.792 [Hartman] By authority of eternal God he would not let the bankers win here. 00:16:48.792 --> 00:16:54.458 [Jefferson] To preserve our independence we must not let our rulers load us with perpetual debt. 00:16:54.458 --> 00:16:59.672 We must make our choice between economy and liberty or profusion and servitude. 00:16:59.672 --> 00:17:01.310 (Thomas Jefferson actually said this...) [Pile] Wow! 00:17:01.310 --> 00:17:05.862 [Jefferson] I place economy among the first and most important of republican virtues, 00:17:05.862 --> 00:17:09.639 and public debt is the greatest of the dangers to be feared. 00:17:09.639 --> 00:17:14.125 It is incumbent on every generation to pay its own debts as it goes. 00:17:14.125 --> 00:17:18.818 (Banking) [Banker] We must have a central bank to secure this country's finances! 00:17:18.818 --> 00:17:25.173 [Jefferson] If the American people ever allow private banks to control the issue of their money, 00:17:25.173 --> 00:17:28.724 (Yes. He actually said this.) first by inflation and then by deflation, 00:17:28.724 --> 00:17:34.354 the banks and corporations that will grow up around them will deprive the people of their property 00:17:34.354 --> 00:17:39.975 until their children will wake up homeless on the very continent their fathers conquered. 00:17:40.299 --> 00:17:44.297 [Banker] Jefferson, you're mad! This country will have a central bank. 00:17:44.297 --> 00:17:45.243 [shouts] 00:17:45.243 --> 00:17:48.632 [Pile] Who's that? [Hartman] America's first Secretary of Treasury. 00:17:48.632 --> 00:17:51.669 [Pile] Alexander Hamilton. [Hartman] Not for long. 00:17:51.669 --> 00:17:55.135 Aaron Burr, Thomas Jefferson's Vice President. 00:17:55.135 --> 00:17:59.820 They didn't take too kindly to our first Sec[retary of] Treasury. [Gun shots] 00:17:59.820 --> 00:18:02.609 [Off voice] Sweet shot, Burr. [musical note] 00:18:02.609 --> 00:18:06.745 [Hartman] The first attempt at a central bank only lasted 20 years and was shut down. 00:18:06.745 --> 00:18:11.525 But the bankers tried again against "Old Hickory", President Andrew Jackson. 00:18:11.986 --> 00:18:15.283 [Jackson] You are a den of vipers and thieves. 00:18:15.283 --> 00:18:21.736 I intend to rout you out and by the eternal God I will rout you out. 00:18:22.319 --> 00:18:28.479 [Hartman] After surviving an assassination attempt, Jackson finally defeated the bank in 1836. 00:18:28.479 --> 00:18:32.823 When asked what was the greatest accomplishment in his life, Old Hickory replied: 00:18:32.823 --> 00:18:35.215 [Jackson] I killed the bank. 00:18:36.552 --> 00:18:42.119 And those were his last words: "I killed the bank." 00:18:42.119 --> 00:18:45.289 And, with real money backed with real gold, 00:18:45.289 --> 00:18:48.906 our country experienced the greatest boom in any nation's history. 00:18:48.906 --> 00:18:51.430 Oh, it was beautiful, Pile. 00:18:51.430 --> 00:18:57.126 But the bankers, greedy for more power and wealth, were concocting their most ambitious plan yet: 00:18:57.126 --> 00:19:01.639 to once and for all take control of the finances of the United States. 00:19:02.146 --> 00:19:08.196 In 1910, a secret meeting was held in the J.P. Morgan estate on Jekyll Island of the coast of Georgia. 00:19:08.749 --> 00:19:13.473 This meeting was so secret, so concealed from government and public knowledge, 00:19:13.473 --> 00:19:16.846 that the 10 attendees used code names. 00:19:16.846 --> 00:19:18.268 (J.P. Morgan code name: Hula Girl) 00:19:18.268 --> 00:19:25.527 [Morgan - clears his throat] I am clearly the richest man, so I should be the one to run the super secret central bank. 00:19:25.527 --> 00:19:26.165 (J.D. Rockefeller code name: Lube Job) 00:19:26.165 --> 00:19:30.411 [Rockefeller] I own all the oil in America. I'm clearly richer than you will ever be Hula Girl. 00:19:30.411 --> 00:19:32.704 I should run the super secret central bank. 00:19:32.704 --> 00:19:35.648 [Morgan] You're nothing compared to me, Lube Job. 00:19:35.648 --> 00:19:37.746 I shall run the secret bank. 00:19:37.746 --> 00:19:39.845 [Boom!] [Off voice] Silence! 00:19:40.601 --> 00:19:43.928 [Morgan] Supreme Master Leader, I didn't know you were gonna be here. 00:19:43.928 --> 00:19:44.657 (Supreme Master leader (name withheld for scary security reasons)) 00:19:44.657 --> 00:19:47.657 [Supreme Master Leader] I'm not. Neither are you, dumb ass. 00:19:48.272 --> 00:19:49.864 [Rockefeller] Oh yeah, right, right. 00:19:49.864 --> 00:19:51.533 [Morgan] He's so smart! [thunk] 00:19:51.533 --> 00:19:54.796 [SML] None of you shall run the bank. 00:19:54.796 --> 00:20:00.654 We have failed in the past because of openness. This time the key to success is secrecy. 00:20:00.654 --> 00:20:04.577 The people must believe that they run the bank. 00:20:04.885 --> 00:20:09.873 [Morgan] Yes, brilliant! A sneak attack. What's the plan? [thunk] 00:20:09.873 --> 00:20:13.546 [SML] We first create panic, then we show them the solution. 00:20:13.546 --> 00:20:18.135 With our man in office and well-planned timing, we will have our central bank. 00:20:18.135 --> 00:20:20.647 And so the people think it is theirs. 00:20:20.647 --> 00:20:28.590 We shall christen it Federal, the Federal Reserve. [general laughter] 00:20:28.590 --> 00:20:35.295 [Thunderclap] [Hartman] ["Jingle Bells" tune] They struck on December 23rd, 1913, 00:20:35.295 --> 00:20:37.969 when most of our Congress were at home eating fruit cake, 00:20:37.969 --> 00:20:41.927 these bastards - I mean bankers - presented their treasonous act 00:20:41.927 --> 00:20:45.131 to their newly elected accomplice Woodrow Wilson, 00:20:45.131 --> 00:20:48.067 who had fortuitously already agreed to sign it (Federal Reserve Act - The 10th Amendment to the Constitusion of the United States - I.R.S) 00:20:48.067 --> 00:20:50.043 before he was even elected. 00:20:50.043 --> 00:20:54.734 [Pile] Wait. The IRS? I thought we always had the IRS. 00:20:54.734 --> 00:20:59.065 [Hartman] No, Pile. They did this to us too. 00:20:59.065 --> 00:21:04.057 The Fed now has the exclusive power to print America's money. 00:21:04.057 --> 00:21:08.283 They loan this money to our banks and our government at interest, 00:21:08.283 --> 00:21:10.786 putting immediate debt on our own money, 00:21:10.786 --> 00:21:17.396 printing more and more so each dollar they print becomes worth less than the one before. 00:21:17.396 --> 00:21:24.500 [Bang] [Hartman] Merry Christmas. 00:21:24.500 --> 00:21:27.217 (IRS) [screeching, mechanical noises] 00:21:27.217 --> 00:21:29.208 [Pile] What in the hell is that? 00:21:29.639 --> 00:21:34.125 [Hartman] That, Pile, is how our government now must pay back these debts to the Fed. 00:21:34.125 --> 00:21:37.522 Your taxes did not go to your government. 00:21:37.522 --> 00:21:38.545 [Pile] They don't? 00:21:38.545 --> 00:21:41.992 [Hartman] Hmm. It's the greatest theft in human history. 00:21:41.992 --> 00:21:45.663 [Pile] But... Okay. I mean, I sorta get what you're saying, 00:21:45.663 --> 00:21:50.447 but it's also confusing and really Hartman, I don't see how it affects me at all. 00:21:50.447 --> 00:21:52.300 If I had more money, none of this would have happened. 00:21:52.792 --> 00:21:57.921 Hartman? [Car door clanks - engine revs up - cash register clinking] 00:21:58.989 --> 00:22:01.656 [Pile] 1955! Wow, what are we doing here? 00:22:01.656 --> 00:22:03.402 [Hartman] Oh, a little bit of shopping. 00:22:03.402 --> 00:22:06.882 Here, hold this. Gallon of gas: 23 cents. 00:22:06.882 --> 00:22:09.299 Postage stamp: 3 cents. 00:22:09.299 --> 00:22:12.006 Ounce of gold: 35 dollars. 00:22:12.006 --> 00:22:14.692 Hot baby: priceless. 00:22:14.692 --> 00:22:17.089 Best be getting back. [Flying noise] 00:22:17.089 --> 00:22:19.160 [Boy] Hey, Hartman! I need my car, man! 00:22:19.802 --> 00:22:21.700 [Pile] Oh, was that Michael J? 00:22:21.700 --> 00:22:23.030 [Hartman] Yeah, he'll be fine. 00:22:23.030 --> 00:22:26.177 [Cash register clanking] (For Sale $20,000 -> $400,000) 00:22:26.177 --> 00:22:27.461 (Gas - Everything Must Go!!!) [Hartman] Now Pile, 00:22:27.461 --> 00:22:31.351 would you agree that you have the same exact things you had in 1955? 00:22:31.351 --> 00:22:35.725 [Pile] Yeah: one stamp, one gallon of gas, one ounce of gold and one home. 00:22:37.758 --> 00:22:40.979 Wow, we just made a lot of money. 00:22:40.979 --> 00:22:42.402 [IRS men] Grab grab grab grab grab. 00:22:42.402 --> 00:22:44.477 [Pile] Hey! [IRS starts noisily] 00:22:44.742 --> 00:22:48.940 [Hartman] Gotta pay your taxes. Then it's nice to have made all that money. 00:22:48.940 --> 00:22:54.775 [Pile] Wait, that isn't fair! Now I actually have less money. I can't even go buy the things I just sold. 00:22:54.775 --> 00:22:58.933 [Hartman] The IRS and the Fed's inflation work together, Pile. 00:22:58.933 --> 00:23:02.643 They aren't just taxing gain, they are taxing their inflation. 00:23:02.643 --> 00:23:06.124 You are no richer than you were in 1955. 00:23:06.124 --> 00:23:08.752 Now, does that sound fair or American to you? 99:59:59.999 --> 99:59:59.999 [Pile] Yeah, but I mean, who doesn't hate taxes? I hate the IRS anyway. 99:59:59.999 --> 99:59:59.999 [Hartman] Pile, the higher they make the inflation, the more of your money they take. 99:59:59.999 --> 99:59:59.999 It's thievery. You're not paying taxes on any more, 99:59:59.999 --> 99:59:59.999 you are paying taxes on the same and now you have less. 99:59:59.999 --> 99:59:59.999 They take our property away right in front of our eyes just like Thomas Jefferson said they would. 99:59:59.999 --> 99:59:59.999 [Pile] What's that? 99:59:59.999 --> 99:59:59.999 [Hartman] They found us! Quick, my sword! 99:59:59.999 --> 99:59:59.999 [Pile] What sword? 99:59:59.999 --> 99:59:59.999 [Hartman] We don't need your banking machine! I condemn you to die, dammit! 99:59:59.999 --> 99:59:59.999 Die! Pile, Bernanke bogie on my nine! Take him at his knees! 99:59:59.999 --> 99:59:59.999 [John Fitzgerald Kennedy] For we are opposed around the world 99:59:59.999 --> 99:59:59.999 by a monolithic and ruthless conspiracy that relies primarily on covert means 99:59:59.999 --> 99:59:59.999 for expanding its sphere of influence. 99:59:59.999 --> 99:59:59.999 [Pile] What's happening? Where am I? 99:59:59.999 --> 99:59:59.999 [Hartman] I believe perhaps you understand now, Pile. But you are afraid. 99:59:59.999 --> 99:59:59.999 [Pile] JFK. Hartman, what does this have to do with my house and my dog? 99:59:59.999 --> 99:59:59.999 Okay, that's enough. I want to go home now. 99:59:59.999 --> 99:59:59.999 [Hartman] This is the last president to stand up to the Fed. 99:59:59.999 --> 99:59:59.999 You must see. 99:59:59.999 --> 99:59:59.999 On June 4, 1963, President Kennedy signed Executive Order 11110. 99:59:59.999 --> 99:59:59.999 This executive order empowered the U.S. Treasury to issue real money without the Fed. 99:59:59.999 --> 99:59:59.999 It would have worked. 99:59:59.999 --> 99:59:59.999 Kennedy's plan to dismantle the Federal Reserve machine had begun. 99:59:59.999 --> 99:59:59.999 But six months later, John F. Kennedy went to Dallas and never returned. 99:59:59.999 --> 99:59:59.999 [Pile] No way. No way they can do that. 99:59:59.999 --> 99:59:59.999 [Hartman] The new president, Lyndon Johnson, threw out Kennedy's order. 99:59:59.999 --> 99:59:59.999 And since JFK, no president has dared confront the secret powers behind the Federal Reserve. 99:59:59.999 --> 99:59:59.999 They consolidate bigger and bigger banks, print more and more money, accountable to no one, 99:59:59.999 --> 99:59:59.999 decimating our nation's wealth for the benefit of a few. (For Sale - Sorry we're closed) 99:59:59.999 --> 99:59:59.999 [Pile] Why? Why do this? If they hurt us it hurts the global bankers too. 99:59:59.999 --> 99:59:59.999 [Hartman] No, Pile, they are protected! They are too big to fail. 99:59:59.999 --> 99:59:59.999 [Pile] But I'm not. Those sons of bitches! 99:59:59.999 --> 99:59:59.999 [Hartman] Mmm, sons of bitches all. 99:59:59.999 --> 99:59:59.999 [Wind blowing] 99:59:59.999 --> 99:59:59.999 [Hartman(?)] The day was cold, the wind sharp and strong, but we were determined. 99:59:59.999 --> 99:59:59.999 The bankers and their parasites had us vastly outnumbered, but their hubris made them weak. 99:59:59.999 --> 99:59:59.999 Not like us, not like this band of immortals we have assembled. 99:59:59.999 --> 99:59:59.999 We have come to take back our... (If lost call Hartman) 99:59:59.999 --> 99:59:59.999 [Pile] Hartman, is that...? 99:59:59.999 --> 99:59:59.999 [Hartman] My dog. 99:59:59.999 --> 99:59:59.999 [Pile] Oh, sh... 99:59:59.999 --> 99:59:59.999 [Hartman?] Then the inevitable. The money kings could ignore us no longer. 99:59:59.999 --> 99:59:59.999 They sent an emissary, a cog in the machine of greed, to bring about our submission: 99:59:59.999 --> 99:59:59.999 Hank Paulson. 99:59:59.999 --> 99:59:59.999 [Paulson (?)] Hartman, this is blasphemy. We own the corners of the earth. It is futile to challenge us. 99:59:59.999 --> 99:59:59.999 Oh, I've seen that look before, that of a predator taking in the scent of its prey: 99:59:59.999 --> 99:59:59.999 bold, fearless, the look of a free man. 99:59:59.999 --> 99:59:59.999 [Paulson (?)]You have come far, Hartman, farther than most. 99:59:59.999 --> 99:59:59.999 Be smart now; join us. We will bring you money, power, everything you want. 99:59:59.999 --> 99:59:59.999 You can be one of us if you will kneel. 99:59:59.999 --> 99:59:59.999 [Woman singing wordlessly...] 99:59:59.999 --> 99:59:59.999 [Paulson] Madman! You're a madman! We're offering you everything! 99:59:59.999 --> 99:59:59.999 What do you think this is? 99:59:59.999 --> 99:59:59.999 [Hartman] This...is...America! 99:59:59.999 --> 99:59:59.999 (The End) 99:59:59.999 --> 99:59:59.999 (He who sacrifices freedom for security deserves neither. Ben Franklin) 99:59:59.999 --> 99:59:59.999 (Written and directed by Tad Lumkind and Harold Uhl) 99:59:59.999 --> 99:59:59.999 (Produced by Tad Lumpkin) 99:59:59.999 --> 99:59:59.999 (Executive producer John Stagliano) 99:59:59.999 --> 99:59:59.999 (Animation services by Six Point Harness) 99:59:59.999 --> 99:59:59.999 (Sound design Onnalee Blank) 99:59:59.999 --> 99:59:59.999 (Music by Tom Hiel} 99:59:59.999 --> 99:59:59.999 (Starring Jess Harnell) 99:59:59.999 --> 99:59:59.999 (DC Doughus (?)) 99:59:59.999 --> 99:59:59.999 (??????) 99:59:59.999 --> 99:59:59.999 (The Provocateur Network Presents) 99:59:59.999 --> 99:59:59.999 (The American Dream) 99:59:59.999 --> 99:59:59.999 (www.theamericandreamfilm.com)