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About

Airbnb® Host Insurance

Airbnb offers Host Protection Insurance that protects Airbnb hosts as well as property owners globally. It mostly focuses on shielding the host and/or property owner facing responsibility when insurance claims are brought by 3rd parties, like a neighbor and also including visitors that remain at the property. Coverage runs up to $1 million USD per occasion in the event of property damage or injury.

Featured in the insurance are common places like entrance halls or elevators. Airbnb insurance coverage is mainly liability insurance that shields the host, property owner or homeowners association from legal actions brought by a guest to cover points like damages to the building or an accident endured during their vacation in the home. There are lots of things, nonetheless, which are not protected by Airbnb insurance coverage.

The Airbnb Host Protection plan is only for liability as mentioned above. It does not include points such as building damage that is deliberate, rather than unintentional. Nor does it protect building damage such as mold or air pollution. And it additionally does not address loss of earnings. So visualize if a flood or fire occurs during a visitor's stay and you are unable to rent out the room till mitigation is complete. Not having coverage to compensate you for both damages to the residential property or loss of earnings can be devastating to your income.
Airbnb Rental Insurance joined Amara on April 16, 2020.

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